Press Releases by Category Business, Economy, Finances, Banking & Insurance
Neuromorphic Chip Market : Latest Innovations, Drivers, Restraints, Challenges a …
The neuromorphic computing is executed on hardware by threshold switches, transistors and oxide based memristors. Neuromorphic chips are the amalgamation of memristors and transistors deployed over a silicon fabrication chip, which assists to lessen memory consumption in real time manner. Moreover, neuromorphic chips are the digital and analog very large scale integration (VLSI) system which performs as neural systems models. Implementation of neuromorphic chip is likely to increase scalability, performance…
Commercial Satellite Imaging Market : Recent Industry Trends, Current and Projec …
The “Commercial Satellite Imaging Market” report provides analysis of the global commercial satellite imaging market for the period 2013–2023, wherein the years from 2015 to 2023 is the forecast period and 2014 is considered as the base year. The report precisely covers all the major trends and technologies playing a major role in the commercial satellite imaging market’s growth over the forecast period. It also highlights the drivers, restraints, and…
Aerogels Market : Value Chain, Dynamics, Regional Outlook and Key Players 2015 - …
Aerogels are one of the most advanced lightweight composite materials that contain more than 95% air and silica or any other material particles suspended in intricate three dimensional porous structure. Aerogels are gels, wherein the liquid phase is replaced by air by keeping the solid phase undamaged. Aerogels were first synthesized in 1931 by Samuel Kistler. However, high cost associated with the production of aerogels resulted in slow commercialization of…
Text Analytics Market : Dynamics, Segments, Size and Demand to 2016 - 2024
Report Description
This report on the global text analytics market provides analysis for the period from 2014 to 2024, wherein 2015 is the base year and the years from 2016 to 2024 are the forecast period. Data for 2014 has been included as historical information. The report covers all the prevalent trends and technologies playing a major role in the growth of the text analytics market over the forecast period.…
UK Pet Insurance: Market Dynamics And Opportunities 2016 an Exclusive Report
2015 saw the UK pet insurance market continue to grow, with gross written premiums (GWP) increasing by 6.3% from 853m in 2014 to 910m in 2015. Medical inflation remains the underlying factor driving GWP, with the quality of medical treatments and veterinary procedures influencing cost greatly and sparking inflationary pressure. Product penetration has also grown, with the number of policy subscribers continuing its upward trend from 2012 to reach 3.4…
Cryostat Market - Global Industry Analysis, Growth, Trends and Forecast by 2024
Cryostat is a device or system which is used to maintain an object or sample at low cryogenic temperature. Cryostat maintains low temperature by thermally isolating an object from room temperature with the help of cryogenic fluids such as liquid helium or liquid nitrogen. In addition, cryostat often find their use in healthcare applications such as spectroscopy, storing and maintaining frozen tissues, and magnetic resonance imaging (MRI). Cable cryostat is…
Barcode Technology Market - Industry Analysis, Growth, Trends upto 2024
A barcode is a predefined format of white spaces and dark bars. Barcodes are defined as an optical, machine readable representation of data codes that includes a specific piece of data or information. Barcode technology is an automatic identification technology that can retrieve data through specially designed scanners. It can be generated using different barcoding techniques, called symbologies, classified into 2D and linear matrix. On a white background, the bars…
Online Advertising Market - Industry Research, Analysis, And Trends upto 2024
Nearly two decades ago when first display ad appeared on the computer screen, the Internet became one of the most promising source of reaching the wide target audience precisely .It paved the way for effectively measuring the impact of ads. Today online advertising captures significant portion of budget out of the total advertising budget set by any organization. It therefore carries strategic importance in the success of any business in…
Vacation Rental Software Market - Growth, Trends and Forecast upto 2024
Vacation rental is a house, apartment or a resort rented on temporary basis to tourists as an alternative to a hotel. The term vacation rental is used mainly in North America, whereas in Europe it is known as villa holiday or villa rental. They are also referred as holiday lettings, bed & breakfast, homestay and gites. The vacation rental software enables the house/property managers to manage leads, cash flows, distribution…
Electric Power Substation Automation Market: mainly driven by the rising demand …
Electric power substation automation is a revolution for the management of networks. Substation is a base for some of the most important functions of the utility and is a part of electrical generation, transmission, and distribution system. Electric power substation automation is a combination of numerous control and data acquisition functions on an automated platform with a minimum number of units to augment the reliability and thereby reducing the cost…
Software Container Market - Global Industry, Growth, Trends upto 2024
Software container is used for maintaining various software within a single repository. Container helps in isolating the data and application from other existing applications. Main objective of a container is to separate application from the network infrastructure and operating system. It is integrated within the kernel of the operating system and performs virtualization of the instance of that particular application. Software containers make sure that any particular software would run…
Server Software Market - Global Industry Analysis, Size, Share, Growth
Servers are classified into various types such as application servers, web servers, database servers, cloud computing servers and file servers. Application servers are designed to install, operate and host applications for the end users. Web server is a system that uses network protocols such as hypertext transfer protocol (HTTP) to deliver the HTML files requested by the end user through its Internet browser. Database server is the backend system…
Digital OOH Market - Global Industry Analysis, Trends, Growth upto 2024
Digital out-of-home (DOOH) form of advertising is a dynamically-served visual mode of advertising that targets customers when they are outdoors, in-transit, and waiting or at commercial venues. It intercepts customers with extremely targeted messages when they go about their day-to-day activities and effectively increases a brand’s message, thus creating a deep level of engagement with on-the-go customers. Such advertising campaigns take into account the customer mindset and location. The traditional…
Electric Vehicle Charging Station Market - Analysis, Trends, Size, Forecast by 2 …
Electric vehicle charging station is an component in an infrastructure that recharges electric vehicles such as plug-in electric vehicles, including electric cars, neighborhood electric vehicles and plug-in hybrids by supplying specific amount of electric energy. Although the rechargeable electric vehicles and equipment can be recharged from a domestic wall socket, electric vehicle charging stations support faster charging at higher voltages and currents than are available from residential Electric Vehicle Supply…
Global Oil & Gas Management Market 2016 Industry Capacity, Production, Export an …
Global Prenatal DNA Sequencing Industry 2016 Market Productions Supply Sales Demand Market Status and Forecast
The report Global Prenatal DNA Sequencing Industry 2016 is a professional, in-depth study that includes insights extracted from complex information, which clients can use for their business advantage. A large volume of precise, reliable market data has been distilled into clear and actionable insight for clients so that they can formulate their plans or make crucial…
Global Forklift Truck Market 2016 Industry Capacity, Production, Export and Cons …
Global Forklift Truck Industry 2016 Market Productions Supply Sales Demand Market Status and Forecast
The report Global Forklift Truck Industry 2016 is a professional, in-depth study that includes insights extracted from complex information, which clients can use for their business advantage. A large volume of precise, reliable market data has been distilled into clear and actionable insight for clients so that they can formulate their plans or make crucial business decisions…
Insurance Competitor Profile: Sainsbury’s
Summary
Sainsbury’s is a retailing giant and the UK’s second-largest supermarket brand. As with rival Tesco, Sainsbury’s Bank spread its wings into the financial services industry in the 1990s and is now a well-established name in personal lines, able to play off its brand recognition, cross-selling capability, and strong understanding of its customers. A reduction in marketing activity around its personal lines insurance portfolio in a highly competitive market has seen…
Customer Segmentation in UK Insurance
Summary
Demand for products and services is ultimately driven by consumers and their wants and needs. If consumers do not need, use, or value a product or service they will ignore it or find another product that does meet their demands. Therefore the design of products and services needs to be focused on the consumer. The financial services industry has not traditionally been recognized for being customer-centric in its approach to…
UK IFAs and their Clients; Identifying the IFA client base and how it can be gro …
Summary
Following the implementation of the Retail Distribution Review, the UK market saw a decrease in the number of advisors as well as an increase in the cost of advice, creating an advice gap in the retail and low mass affluent segments. However, different types of service models have since emerged to fill the need for advice. Looking forward, the UK advice market will see an increase in demand as the…
UK Insurance Aggregators 2016
Summary
New legislation is set to promote switching in a market where fewer customers have been looking to change insurance provider. This promotion of competition and consumer transparency will reinvigorate the aggregator channel and make it more relevant for customers. The use of wide most favored nation clauses has been banned. This will make the aggregator market more competitive as insurers are no longer prohibited from selling a policy for a…
UK Commercial Insurance Distribution 2016; An industry where adapting to the mar …
Summary
Commercial insurance has become a highly competitive market, and the distribution of its products is evolving. Brokers continue to hold the highest share of the commercial market, despite growth in other channels. The small and medium-sized enterprise (SME) market has been driving this change. SMEs that require less comprehensive insurance products have been moving away from the added-value advice service from brokers, instead shifting towards self-service, online purchasing platforms.
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Consumer Payments Country Snapshot: Italy
Summary
The consumer payments market in Italy is in many ways out of step with the rest of Western Europe. It has a comparatively low penetration of payment cards, although it also has the largest point of sale (POS) terminal network of any country in the region.
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Key Findings
– Debit cards are the most popular card type by far, but cash remains the most popular payment tool in stores…
Broker Distribution Insight: Which Insurers Lead The Way?
Summary
Brokers are a traditional and long-established channel insurers use to distribute their products; therefore it is essential the service insurers provide is adapted to broker needs. Easy and convenient access to product offerings and services is key, as is the provision of added support and guidance. Brokers are increasingly looking online to cater for smaller risks, and they also expect claims services and the speed of response to queries to…
Global Ball Sports Equipment Market 2016 Industry Trends, Sales, Supply, Demand, …
Global Ball Sports Equipment Industry
The Global Ball Sports Equipment Industry report gives a comprehensive account of the Global Ball Sports Equipment market. Details such as the size, key players, segmentation, SWOT analysis, most influential trends, and business environment of the market are mentioned in this report. Furthermore, this report features tables and figures that render a clear perspective of the Ball Sports Equipment market. The report features an up-to-date data…
Customer Segmentation in UK Insurance: Convenience
Summary
Demand for products and services is ultimately driven by consumers and their wants and needs. If consumers do not need, use, or value a product or service they will ignore it or find another product that does meet their demands. Therefore the design of products and services needs to be focused on the consumer – in this particular instance, those who constantly find themselves short of time, and/or are easily…
Defoamers Market growing at a CAGR of 4.3% in 2021
Zion Research has published a new report titled “Defoamers (Water Based, Silicone Based, Oil Based, and Others) Market Paper & Pulp, Paints & Coatings, Water Treatment, Food & Beverages, and Other End-user: Global Industry Perspective, Comprehensive Analysis and Forecast, 2015 - 2021.” According to the report, the global defoamers market was around 4100 kilo tons in 2015. The global defoamers market revenue accounted for approximately USD 2.8 Billion in 2015…
UK Savings 2016: Forecasts and Future Opportunities
Summary
Low returns on balances and wages that are under pressure from inflation have made it difficult for UK consumers to grow their savings in recent years. At the same time, a recovery in consumer confidence has prompted a declining propensity to save. Retail deposits are predicted to rise at a CAGR of 4%, to reach £1,484bn by 2019, compared to 8% during 2000-07. Banks will have to use new strategies…
High Net Worth Home Insurance 2016
Summary
Wealthy individuals require specialist mid net worth (MNW) and high net worth (HNW) insurance policies that offer wider coverage, higher limits, and better service compared to standard products. This is due to the higher value of their assets, which may include multiple homes, luxury cars, yachts, antiques, jewelry, wine, and fine art. Home insurance is generally provided on a global all-risk cover basis, often with an element of legal protection…
Direct vs Fund Investments: HNW Preferences
Summary
Globally, 44% of HNW wealth is held via funds as opposed to directly. However, there are significant regional differences when it comes to investment preferences. For example, HNW investors in the US, and to a lesser extent in Western Europe, are significantly more likely to invest in funds than their peers in Central and Eastern Europe, Asia Pacific, and the Middle East. Furthermore, while equity funds prevail across the globe,…
Wealth in Brazil: HNW Investors; Understanding HNW investors and wealth manageme …
Summary
The majority of wealth in Brazil originates from the construction and finance industries, and can be attributed to a range of sources. These investors are confident enough to deal with their financial affairs, but to gain access to sophisticated products and achieve better returns they opt for management services. Investment portfolios are built around cash and bonds, but it is expected that alternative holdings will continue to gain importance.
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Wealth in Poland: HNW Investors; Understanding HNW investors and wealth manageme …
Summary
The Polish HNW population is dominated by entrepreneurs who prefer to stay in control of their finances, even if they lack experience in capital markets. While they do approach wealth managers for investment advice, Polish HNW investors like to sign off most decisions regarding their portfolios. With the 2008-09 financial crisis fresh in mind, they focus on low-risk products which do not offer high margins to banks. Hence the main…
Mass Affluents: Product Holding and Preferences in Singapore
Summary
Mass affluent populations around the world are growing in size, making them an increasingly important segment for financial providers. These consumers possess more financial products than average, maintain higher levels of savings and investments, and are more likely to use added-value services. This makes them an attractive and profitable segment to target.
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Key Findings
– DBS and POSB, a sub-brand owned by DBS, dominate the current account market for…
Customer Segmentation in UK Insurance: Individualism
Summary
Consumer expectations for their interactions with financial services are not built from experience with insurers or banks, but are benchmarked against contact with other retailers and services, such as Amazon, Netflix, and Uber. The advance of smart technology, the era of the “always on” generation, our willingness to share personal information in return for a convenient and personal experience, and the Big Data opportunities these create mean the bar is…
HNW Offshore Investment: Drivers and Motivations; Analyzing the drivers behind H …
Summary
There are multiple drivers for HNW offshore investment. At a global level, almost a quarter of HNW individuals invest their assets offshore to gain access to a better or wider range of investment options, making it the most important driver. Tax efficiencies rank second, followed by access to better investment options. However, bearish financial markets and strong currency volatility in many parts of the world are also motivating investors to…
Mass Affluents: Product Holding and Preferences in Australia
Summary
The Australian mass affluent segment is very savvy when it comes to managing their finances. Compared to retail consumers, mass affluent also have greater liquidity, allowing them to take advantage of their extra cash to maximize returns and reduce cost through their financial product holdings. In general, mass affluent are sensitive towards APR and will shop around for financial products or use a combination of products that give them the…
UK Personal Insurance Distribution: Banks and Retailers
Summary
An affinity scheme is a partnership in which an insurer underwrites insurance to be distributed via another company whose primary product or service is not insurance. This includes banks and retailers which together account for just under a fifth of GWP from the personal lines market, with banks generating two thirds of this. Banks and building societies are strong within the home insurance market due to close links with mortgage…
UK Personal Injury Litigation 2016; The turbulent course of market-changing refo …
Summary
The personal injury sector continues its turbulent course of market-changing reform, with legislative, legal, and regulatory forces at work. While the market was just beginning to settle post-Legal Aid, Sentencing and Punishment of Offenders Act 2012 (LASPO), the game-changing reforms announced by the government in November 2015 have once again whipped up a storm of uncertainty.
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Key Findings
– Sharp declines were finally seen in employers’ liability and public…
Social Media in Wealth Management; Reaching clients and prospects on social medi …
Summary
The majority of investors are now active on social media on a daily basis, and wealth managers should embrace this both on the company-level and on the relationship manager-level. Social media adds value in a number of ways. Companies can benefit from social media in promoting their brand, enhancing thought leadership and investment opportunities, reaching out to a younger target audience, as well as servicing customers. Relationship managers can leverage…
UK Private Motor Insurance: Market Dynamics and Opportunities
Summary
The private motor insurance market has grown in GWP following three years of successive decline. This change is primarily a result of premiums rising rapidly over 2015 in addition to a growing motor parc. Insurers raised their premiums in response to the impact falling rates in anticipation of LASPO had on market profitability. Insurers have also had to pass on a 3.5 percentage point IPT rise to 9.5% to customers.…
Wealth in Germany: HNW Investors; Understanding HNW investors and wealth managem …
Summary
Germany is a strong industrial nation with a commercial landscape dominated by SMEs. This is reflected in the background of German HNW individuals – most are either family business owners or inheritors. The manufacturing industry dominates as the leading generator of wealth, followed by construction. Expats constitute 11.3% of the population and are largely from nearby countries such as the UK, Italy, and Austria. Discretionary mandates are preferred by German…
UK Commercial Property Insurance: Market Dynamics and Opportunities
Summary
The commercial property insurance sector has endured low premium rates for several years and 2015 has been no different. As a result, the value of the market has experienced little change and gross written premiums (GWP) are forecast to grow at a slow and steady rate. Commercial property insurance is very much a self-serving market, with progress only achieved if it creates opportunities for itself, i.e. more properties to insure.…
Mass Affluents: Channel Use in Australia
Summary
Australian mass affluents skew towards the older ages, and thus are slightly more conservative when it comes to digital advancement in banking. Although they fully utilize the online channel they are not yet embracing mobile as much as the retail segment. This will change, however, and authorized deposit-taking institutions need to be ready for this with apps that can accommodate them. This consumer segment is very much comfortable with the…
Mass Affluents in China: Product Holding and Preferences
Summary
Mass affluent populations around the world are growing in size, making them an increasingly important segment for financial providers. These consumers possess more financial products than average, maintain higher levels of savings and investments, and are more likely to use added-value services. This makes them an attractive and profitable segment to target.
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Key Findings
– Mass affluents are more inclined than retail consumers to keep their savings with their…
Wealth in France: HNW Investors; Understanding HNW investors and wealth manageme …
Summary
More than half of French HNW investors generated their wealth through being a business owner or first-generation entrepreneur. 56% of French investors attribute their wealth to the property and manufacturing industries, reflective of market demand and stability. When opting to have wealth managed by a professional, French HNW clients expect access to sophisticated and exclusive products as well as better returns. However, clients who self-direct their portfolios cite confidence and…
Wealth in Russia: HNW Investors 2016; Understanding HNW investors and wealth man …
Summary
The Russian wealth market has been developing over several years. However, the recent political and economic instability in the country have affected HNW investors’ portfolios and demand for wealth managers’ services. Russian millionaires have to adapt to changing conditions, yet they continue to have high expectations when it comes to financial advice. Wealth managers who succeed in guiding clients through uncertain times will earn their trust, which in turn will…
UK Commercial Motor Insurance: Market Dynamics and Opportunities
Summary
The commercial motor insurance market grew slightly in 2015. This is a result of economic growth which has increased business prosperity and therefore the investment in commercial vehicles to support business expansion. The market remains at a COR of just under 100%; however, this has been strengthened by reserve releases. Without releases the market would be unprofitable, as insurers have been unable to keep rates in line with claims inflation.…
Wealth in Canada: Sizing the Market Opportunity; Analyzing the wealth market in …
Summary
While the commodities market bust has not forced the country to contract, it did dent growth in retail savings and investment in 2015. 2016 should see a resurgence in Canadians’ asset appreciation, but a tepid recovery in oil and gas along with substantial household debt loads will see slower growth over the rest of the forecast period.
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Key Findings
– The affluent population in Canada will consistently expand over…
Wealth in the Philippines: HNW Investors 2016 ; Understanding HNW investors and …
Summary
Filipino HNW investors are mainly drawn from affluent families, being owners of successful and longstanding business empires. Newer entrepreneurial and high-earning individuals have begun to reshape the market along more typically Asia Pacific lines, mainly due to the accumulation of wealth and entrepreneurialism among individuals in manufacturing, construction, and retail. The Philippines’ increased identity as a business process outsourcing hub has dramatically changed the country’s expat profile. In general, given…
UK Employers’ Liability Insurance: Market Dynamics and Opportunities 2016
Summary
The UK employers’ liability insurance market continues to be characterized by overcapacity and unprofitability. While underlying demand for employers’ liability has steadily increased in recent years, premium rates continue to lag behind claims inflation. In the wake of the uncertainties created by the Brexit vote and the government’s personal injury reforms, the market could be in for a turbulent few years.
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Key Findings
– UK employers’ liability market gross…
UK Travel Insurance: Market Dynamics and Opportunities 2016
Summary
The UK travel insurance market declined by 12.3% to £625.4m in gross written premium (GWP) in 2015. This is a result of fewer policies being written, in addition to rates that have been prevented from hardening due to market competition. The number of policies written has been falling despite rises in the number of UK residents traveling abroad. The majority of UK travelers visit Europe, which has led to Britons…
