Chris Dixon of Oxford on FOX 35 - AI and your Taxes

Chris Dixon of Oxford Advisory Group on FOX 35 Orlando: AI Filing Taxes - Good Move or Financial Misstep?

In a recent FOX 35 Orlando interview, April 2026, Chris Dixon, Co-Founder and Growth and Education Manager of Oxford Advisory Group, joined host Garrett Wymer to discuss the growing use of artificial intelligence in preparing and filing taxes. The segment examined whether AI-powered tax tools represent a smart, efficient option for retirees and everyday filers or a potential source of costly mistakes.

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Chris Dixon, a Registered Financial Consultant (RFC) who focuses on tax-efficient strategies for retirees, aimed to provide a balanced, experienced perspective. He acknowledged the appeal of AI tax software-its speed, lower cost compared to traditional CPAs, and ability to handle straightforward returns quickly. However, he highlighted potential risks, particularly for retirees whose financial situations often involve complex elements like Required Minimum Distributions (RMDs), Social Security taxation, pension income, IRA withdrawals, and estate considerations.

Key points from Chris Dixon in the interview:
• Accuracy concerns: AI systems rely on the data input by the user. Even small errors or omissions in reporting retirement accounts, investment income, or deductions can lead to incorrect filings, audits, or penalties. Retirees with multiple income streams are especially vulnerable because AI may not fully understand nuanced tax rules or recent regulatory changes.
• Lack of personalized advice: Unlike a human advisor, AI does not offer tailored strategies to minimize taxes. It processes forms but rarely suggests proactive moves such as Roth conversions, tax-loss harvesting, or sequencing withdrawals to keep retirees in lower brackets.
• Florida retiree context: Although the segment was general, Chris tied the discussion to the realities many of his Florida clients face. With no state income tax, proper federal tax planning becomes even more critical to maximize the benefit of Florida's tax-friendly environment. Bad filings or missed opportunities can quickly erode the tax savings that attract so many retirees to the state.
• When AI might work vs. when it doesn't: Chris noted that AI can be suitable for very simple returns with W-2s or basic interest income. For most retirees-especially those with sizable retirement accounts, rental properties, or inheritance considerations-he strongly recommends working with a qualified human advisor who can combine technology with experienced judgment.

The interview reinforced Oxford Advisory Group's core philosophy: education and proactive planning protect retirement security better than relying solely on automated tools. Chris emphasized that while technology continues to evolve, the complexity of retirement taxation may benefit from personalized guidance to avoid the kind of costly mistakes that once affected his own family.

This appearance aligns with the Dixon brothers' ongoing efforts to educate Florida retirees through their radio show Reinventing Retirement, educational courses, and their Amazon #1 bestselling book The Little Book of Total Tax-Free Investing. Oxford Advisory Group continues to focus on helping clients in Orlando, Tampa, Sarasota, Jacksonville, and other Florida markets build tax-efficient, secure retirements.

The segment serves as a timely reminder: while AI offers convenience, retirees should carefully weigh its limitations-especially when thousands of dollars in retirement savings and tax savings are at stake.

Oxford Wealth Group, LLC ("Oxford Wealth" or the "Firm") is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The communications of an adviser provide you with information about which you determine to hire or retain an adviser. Information about Oxford Wealth can be found by visiting the SEC site www.adviserinfo.sec.gov and searching by Oxford Wealth Group. We are a financial services firm that utilizes insurance and investment products. Oxford Advisory Group and Oxford Wealth Group, LLC are affiliated yet separate companies. Annuity contracts are made by and for the benefit of the buyer who should bear responsibility for premiums and understand their financial conditions.

Oxford Advisory Group
111 North Orange Ave
Suite 775
Orlando, FL, 32801

Oxford Advisory Group is a family-owned retirement planning and wealth management firm based in Florida that works with high-net-worth pre-retirees and retirees.
As an independent Registered Investment Advisor, the firm focuses on tax-efficient strategies, estate planning, retirement income planning, and Social Security optimization to support structured retirement outcomes.
With a client-centered process, Oxford Advisory Group provides guidance designed to help individuals manage wealth thoughtfully throughout retirement.

This release was published on openPR.