Press release
Germany Fintech Market to Reach USD 29.25 Billion by 2030 with Strong Growth in Digital Payments and Insurtech
Germany Fintech Market Size & Trends | Mordor Intelligence
Overview of the Germany Fintech Market
According to the Mordor Intelligence, the Germany Fintech Market is valued at USD 14.57 billion in 2025 and is projected to reach USD 29.25 billion by 2030, advancing at a 14.96% CAGR during 2025-2030. The country holds a significant Germany Fintech Market share in Europe's digital financial ecosystem, driven by rapid smartphone adoption, enterprise digitalization, and growing investments in open-banking frameworks.
Emerging Germany Fintech Market trends indicate that digital payments, mobile-first banking, and Insurtech solutions are shaping the sector's growth.
Report Overview: https://www.mordorintelligence.com/industry-reports/germany-fintech-market?utm_source=openpr
Key Trends in the Germany Fintech Market
1. Digital Payments Drive Growth
Digital payments account for the largest share of Germany's fintech market, supported by contactless options, one-click checkouts, and buy-now-pay-later solutions.
2. Rapid Expansion of Insurtech
Insurtech is growing steadily, fueled by parametric insurance products that streamline claims processes and lower administrative costs. Both startups and established insurers are leveraging technology to improve efficiency and enhance customer experience.
3. Shift to Mobile-First Banking
Younger urban consumers are driving a shift toward mobile-first banking. Customers expect instant account setup, real-time insights, and investment options via smartphones, making mobile applications the primary interface for retail banking.
4. Growing Open Banking Adoption
PSD2 regulations have accelerated open banking adoption, enabling API-based services. Banks are increasingly partnering with third-party fintech providers, improving account aggregation, instant payments, and digital treasury solutions.
Check out more details and stay updated with the latest industry trends, including the Japanese version for localized insights: https://www.mordorintelligence.com/ja/industry-reports/germany-fintech-market?utm_source=openpr
Key Segmentation Trends in the Germany Fintech Market
By Service Proposition:
Digital Payments
Digital Lending and Financing
Digital Investments
Insurtech
Neo banking
By End-User:
Retail
Businesses
By User Interface:
Mobile Applications
Web / Browser
POS / IoT Devices
Explore Our Full Library of Financial Services and Investment Intelligence Research Reports - https://www.mordorintelligence.com/market-analysis/financial-services-and-investment-intelligence?utm_source=openpr
Key Players in the Germany Fintech Market
N26 GmbH - A leading German neobank offering fully digital banking services, including mobile accounts, real-time payments, and financial management tools.
Solaris SE - A Berlin-based fintech platform providing banking-as-a-service solutions, enabling businesses to offer digital financial products.
Trade Republic Bank GmbH - A mobile-first investment platform that allows users to trade stocks, ETFs, and crypto with low fees.
Raisin DS GmbH - A savings and investment marketplace connecting consumers with deposit products across European banks.
Penta Bank GmbH (Qonto Group) - A digital banking platform focused on providing business banking solutions for startups and SMEs.
Explore more insights on Germany Fintech Market competitive landscape: https://www.mordorintelligence.com/industry-reports/germany-fintech-market/companies?utm_source=openpr
Conclusion
The Germany Fintech Market is positioned for continued growth, driven by digital payments, mobile-first banking, and insurtech adoption. Retail users remain the largest segment, while businesses increasingly integrate fintech solutions into operations. The Germany Fintech Market size is expected to more than double by 2030, reflecting sustained demand and technological adoption.
Get the latest industry insights on the Germany fintech market: https://www.mordorintelligence.com/industry-reports/germany-fintech-market?utm_source=openpr
Industry Related Reports:
China Fintech Market
The China Fintech Market is valued at USD 51.28 billion in 2025 and is projected to reach USD 107.55 billion by 2030, growing at a CAGR of 15.97%. The market is driven by rapid adoption of digital payments, mobile banking solutions, and supportive regulatory frameworks, which are encouraging fintech innovation and expanding access to financial services across urban and rural areas.
Get more insights: https://www.mordorintelligence.com/industry-reports/china-fintech-market?utm_source=openpr
Germany Neo banking Market
The Germany Neo banking Market is valued at USD 0.85 trillion in 2025 and is expected to reach USD 1.6 trillion by 2030, growing at a CAGR of 14.62%. Growth is fueled by increasing adoption of mobile-first banking, branch-free digital services, and consumer demand for seamless, real-time financial management across personal and business accounts.
Get more insights: https://www.mordorintelligence.com/industry-reports/germany-neobanking-market?utm_source=openpr
UAE Fintech Market
The UAE Fintech Market is valued at USD 46.67 billion in 2025 and is projected to reach USD 81.55 billion by 2030, growing at a CAGR of 11.81%. The market is driven by strong adoption of digital payment solutions, government support for fintech initiatives, and increasing demand for mobile banking and financial inclusion across the region.
Get more insights: https://www.mordorintelligence.com/industry-reports/uae-fintech-market?utm_source=openpr
For any inquiries or to access the full report, please contact:
media@mordorintelligence.com
https://www.mordorintelligence.com/
Mordor Intelligence, 11th Floor, Rajapushpa Summit, Nanakramguda Rd, Financial District, Gachibowli, Hyderabad, Telangana - 500032, India.
About Mordor Intelligence:
Mordor Intelligence is a trusted partner for businesses seeking comprehensive and actionable market intelligence. Our global reach, expert team, and tailored solutions empower organizations and individuals to make informed decisions, navigate complex markets, and achieve their strategic goals.
With a team of over 550 domain experts and on-ground specialists spanning 150+ countries, Mordor Intelligence possesses a unique understanding of the global business landscape. This expertise translates into comprehensive syndicated and custom research reports covering a wide spectrum of industries, including aerospace & defense, agriculture, animal nutrition and wellness, automation, automotive, chemicals & materials, consumer goods & services, electronics, energy & power, financial services, food & beverages, healthcare, hospitality & tourism, information & communications technology, investment opportunities, and logistics.
This release was published on openPR.
Permanent link to this press release:
Copy
Please set a link in the press area of your homepage to this press release on openPR. openPR disclaims liability for any content contained in this release.
You can edit or delete your press release Germany Fintech Market to Reach USD 29.25 Billion by 2030 with Strong Growth in Digital Payments and Insurtech here
News-ID: 4207284 • Views: …
More Releases from Mordor Intelligence
Lead Acid Battery Market Size to Reach USD 61.23 billion by 2030 | Driven by GS …
The global Lead Acid Battery Market is on track for steady growth in the coming years. According to Mordor Intelligence, the market is projected to reach USD 61.23 billion by 2030, expanding from its 2025 estimate of USD 49.37 billion at a compound annual growth rate (CAGR) of 4.40 % over the forecast period.
Lead acid batteries remain a well-established energy storage technology, supporting key sectors such as automotive (starting, lighting,…
Service Handgun Market Forecast to Reach USD 3.07 Billion by 2030 - Rising Deman …
The service handgun market is on track for steady expansion, with the market size estimated at USD 2.27 billion in 2025 and projected to reach USD 3.07 billion by 2030, reflecting a compound annual growth rate of around 6.25 % over the forecast period. This growth is being driven largely by modernization programs across military and law enforcement agencies, transitions toward striker-fired pistol platforms, and a growing preference for optic-ready…
Digital Lending Market Forecast to Reach USD 889.99 Billion by 2030, Driven by C …
Mordor Intelligence has published a new report on the Digital Lending Market, offering a comprehensive analysis of trends, growth drivers, and future projections.
Overview of the Digital Lending Market
According to the Mordor Intelligence, the Digital Lending Market reached a value of USD 507.27 billion in 2025 and is forecast to climb to USD 889.99 billion by 2030, translating into an 11.9% CAGR. North America currently holds the largest Digital…
Nano Biotechnology Market to reach USD 79.5 billion by 2030 Driven by Rising Dem …
Mordor Intelligence has published a new report on the "Nano Biotechnology Market" offering a comprehensive analysis of trends, growth drivers, and future projection-Mordor intelligence
Introduction: Growing Focus on Nanotechnology in Life Sciences Drives Market Expansion
The nano biotechnology market size reached USD 44.9 billion in 2025 and is forecast to register an 11.5% CAGR to reach USD 79.5 billion by 2030. The increasing application of nanotechnology in life sciences, medicine,…
More Releases for German
Elan German Transforms Language Learning Journey for Professionals and Students …
Leading Institute Bridges Language Barriers with Comprehensive A1-B2 Programs, Corporate Training, and Complete Relocation Support
The German language opens doors to Europe's largest economy, world-class universities, and countless career opportunities. Yet many learners struggle with traditional methods that focus on textbook German rather than real-world communication skills. Elan German is changing that narrative.
This specialised language training institute has built its reputation on a simple premise: German fluency isn't just about grammar…
Find the best conditions for your German mortgage with Your German Mortgage
During times of the Coronavirus, we are here to help you with finding the right financing for your property.
Special times call for special measures, that's why it's now more important to find a trustworthy and experienced mortgage broker than ever.
We got you covered from finding your property of dreams all the way to financing it.
To ensure that, we have experts in almost every German major city,…
German Maritime Security 2018, German Government Statement!
Despite all international and national efforts, piracy remains a serious peril for the international shipping industry.
Especially in Asia (i.e. Chittagong/Bangladesh or on the Strait of Malacca), but also in South America (e.g. Bay of Santos/Brazil or in the port of Callao/Peru) robbery or piracy there has recurred in the recent past. At the West African coast the number of incidents had raised even by 50% with 66 incidents this…
German Local Trade Tax
All the companies in Germany are liable to pay not only corporate income tax, whose rate is nowadays about 15% of the annual profit of the company, but also trade tax (Gewerbesteuer), which is a tax of German characteristics.
Why would we say that trade tax is of German characteristics? Because it is different from the corporate income tax, which is charged by the German Federal Government and it is difficult…
Integral Launches German Bureau
Integral Launches German Bureau
Appoints Suchit Manchanda as the Head of Operations
January 4, 2010: Germany: Integral Fusion, a leading software services firm, has launched operations in Germany and announced the appointment of Suchit Manchanda as their Managing Director. The German bureau will be responsible for strategic business development in European Union organizations and client servicing. Suchit a world class MBA from Hochschule Nürnberg, Germany and a Masters in IT from Jamia…
ISPA – German Masters 2008
Magdeburg – Over the long weekend of the 4. Mai more than 1.000 Skat players filled the Mittelland hall in Barleben. The tournaments of the 30. German Mastery and the 27. open International German Single Mastership were held by the International Skat Players Association, ISPA Germany. Patrons of the Games were the 1st Barleber Skat sports club e.V. and the Skat club \"Burger Ihleskater\", whose good organization together with the…
