OpenPayd Champions Embedded Finance at Innovate Finance 2025

As the fintech world gathered in the City of London for this year's Innovate Finance Global Summit (IFGS), one message came through loud and clear: the infrastructure behind financial services is being rewritten. Held at London's iconic Guildhall, IFGS 2025 brought together global visionaries, disruptors, and regulators to explore how financial services can evolve in a world defined by speed, accessibility, and inclusion.

Among the companies setting the agenda was OpenPayd, a Banking-as-a-Service and embedded finance platform that has emerged as a foundational force behind digital financial innovation. Through strategic engagement and high-profile participation, OpenPayd used the summit to reinforce its role as a technology-first enabler of seamless financial experiences.

OpenPayd on the Global Stage
Throughout the two-day summit, OpenPayd connected with key players across the fintech ecosystem, showcasing its capabilities and vision for the future of financial infrastructure. From its exhibitor presence to executive-level thought leadership, the company demonstrated how its API-driven services are empowering platforms across industries-from crypto exchanges to marketplaces-to offer embedded financial services at scale.

The centrepiece of OpenPayd's presence was CEO Iana Dimitrova's participation in the panel discussion, "Moving Money Better: Innovations in Cross-Border Payments". As one of the industry's leading voices on payment infrastructure, Dimitrova offered insights into how the current system continues to fall short and what's needed to close the gap.

Rethinking Global Payments
Speaking alongside fellow industry leaders, Dimitrova took aim at outdated, siloed systems that continue to make cross-border payments costly and slow. She noted that while fintechs have made progress in recent years, much of the world still lacks fast and affordable access to financial services.
"There's no reason why sending money across borders should take days or cost a huge percentage of the transaction," Dimitrova stated. "We're building systems that make this process near-instant and invisible-because that's what modern businesses demand."

She also pointed to OpenPayd's approach as a practical example of how to solve these challenges. By offering access to virtual IBANs, real-time FX, open banking payments and multicurrency account infrastructure via a single API, OpenPayd is giving platforms the tools they need to embed sophisticated financial services without building from the ground up​.

Scaling Infrastructure for the Digital Economy
OpenPayd's platform is built for scale and flexibility. Supporting over 750 clients and handling more than €130 billion in annual payment volumes, the company has grown rapidly by enabling fast, compliant, and customisable financial workflows​. Its clients span diverse sectors-from trading platforms and neobanks to payroll providers and B2B marketplaces.

Operating with a global network of regulatory licenses, OpenPayd's services include local and international payments, FX conversion, Open Banking integrations, and virtual accounts-all through a single, developer-friendly interface. This infrastructure allows companies to launch new financial products quickly and compliantly, reducing time-to-market and operational complexity.

A Look Ahead
In a sector where infrastructure is often invisible but absolutely critical, OpenPayd is making itself known as the partner of choice for platforms building the next generation of financial experiences. As OpenPayd continues to scale and innovate, its message at IFGS was unmistakable: the future of finance is embedded, and OpenPayd is already laying the rails.

Media Contact
Company Name: OpenPayd
Contact Person: Michael Treacy
Email: michael.treacy@openpayd.com
Country: United Kingdom
Address: The Bower, 207-211 Old Street, London, England, EC1V 9NR, UK
Website: https://www.openpayd.com/

Headquartered in London, OpenPayd is a leading provider of embedded finance and Banking-as-a-Service (BaaS) infrastructure, enabling businesses to move and manage money globally through a universal financial platform. With a rails-agnostic approach, OpenPayd empowers companies to embed accounts, FX, international and domestic payments, Open Banking capabilities and more - all through a single, powerful API.

This release was published on openPR.