Embedded Finance Provider OpenPayd Engages Industry Peers at Money20/20 Europe

Financial infrastructure provider OpenPayd - https://www.openpayd.com/ was among the exhibiting companies at Money20/20 Europe this year, using the three-day event to share updates on its embedded finance offering and contribute to conversations on regulatory change, payments innovation and digital assets.

Money20/20 Europe-held at the RAI convention centre in Amsterdam-drew over 8,000 attendees from across the fintech and financial services landscape. The agenda featured panel discussions on AI in finance, stablecoin adoption, embedded finance strategies, and shifting investor expectations. The event is considered a key fixture in the European fintech calendar, often used by firms to showcase new products and market positioning.

OpenPayd brought a team of 11 to the conference, maintaining a consistent presence at its stand and participating in two public sessions. The company, which reported over €130 billion in annualised transaction volume and 100% year-on-year growth, is aiming to scale its modular platform for digital businesses embedding financial services directly into their products.

Panels Address Regulatory Trends and Strategic Priorities
OpenPayd's CEO, Iana Dimitrova, spoke during the panel "The Future of Digital Money: Who Wins?"-a session that explored the potential and regulatory implications of stablecoins and other forms of tokenised money.
"Stablecoins represent a technical solution to real inefficiencies in financial services," Dimitrova said. "But the value they offer is closely tied to how well they are governed, particularly in a cross-border context."

She also drew attention to the broader limitations of legacy systems in facilitating international payments. "Too many transactions are still constrained by outdated infrastructure. Global value transfer requires interoperable, fast, and programmable payment systems. The SWIFT network can't be the default forever."

In a separate session titled "Put Your Money Where the Growth Is", OpenPayd's Director of Marketing and Business Development, Michael Treacy, examined current investment sentiment in fintech. "There's a clear pivot toward infrastructure-particularly platforms that enable compliance, payments and account services at scale," Treacy said. "Firms are prioritising flexibility and reliability over speed and speculative growth."

OpenPayd On Their Stablecoin Capabilities on 11:FS Podcast
OpenPayd used a live recording of the 11:FS Fintech Insider News podcast at Money20/20 Europe to unveil its stablecoin infrastructure offering, which aims to bridge regulated financial services with blockchain-based systems.
Speaking on the podcast, Director of Compliance Lara Barbuto outlined the rationale behind the product. "The infrastructure we're building supports on-chain stablecoin operations without abandoning the existing fiat ecosystem," she said. "We see demand from businesses looking to bridge decentralised and traditional financial services-our goal is to make that interoperable and compliant."

Barbuto emphasised that the offering is designed for businesses operating under regulated frameworks that need secure, predictable settlement workflows. By enabling stablecoin issuance and management alongside fiat rails, OpenPayd intends to give clients flexibility while maintaining regulatory clarity. The company sees this as a step toward greater interoperability between financial ecosystems as the regulatory landscape around digital assets matures.

Dr Ozan Ozerk On Market Outlook and Reflections
Commenting after the event, OpenPayd's founder Dr. Ozan Özerk described the discussions at Money20/20 as indicative of where the fintech market is headed: "There's a shift away from early-stage experimentation and toward operational infrastructure that works at scale. As embedded finance becomes standard in many digital products, the demand is for systems that are reliable, regulated and easy to build on."

Özerk also noted that the focus across several sessions was less on consumer-facing innovation and more on the foundational tools that enable it: "Regulation, reconciliation, currency flow-these are not headline-grabbing topics, but they are the essential pieces driving forward embedded finance."

Media Contact
Company Name: OpenPayd
Contact Person: Michael Treacy
Email: michael.treacy@openpayd.com
Country: United Kingdom
Address: The Bower, 207-211 Old Street, London, England, EC1V 9NR, UK
Website: https://www.openpayd.com/

About OpenPayd:

OpenPayd is a leading provider of embedded finance and Banking-as-a-Service (BaaS) infrastructure, enabling businesses to move and manage money globally through a universal financial platform. With a rails-agnostic approach, OpenPayd empowers companies to embed accounts, FX, international and domestic payments, Open Banking capabilities and more - all through a single, powerful API. This seamless integration allows clients to expand internationally, enhance customer experiences, and automate financial operations end-to-end. Backed by a global network of regulatory licenses and best-in-class technology, OpenPayd is trusted by more than 800 enterprise clients and processes over €130 billion in transactions annually.

This release was published on openPR.