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Press Releases from Association Marketing (54 total)

40 Sessions Set For Association's Virtual Long Term Care Insurance Conference

An extensive program focused on the marketing and selling of long term care insurance and hybrid long term care solutions has been set for the American Association for Long Term Care Insurance's 2014 national conference. "In addition to the several hundred who will be attending the actual event, we expect several thousand insurance agents and financial advisors will be viewing sessions broadcast live from the LTC Summit," announced Jesse Slome, executive

Millennials Confused About Long Term Care Insurance Planning

A marked increase in requests for information and price quotes for long term care insurance by individuals born starting with the early 1980s is the result of confusion regarding the Affordable Care Act, also known as Obamacare. "We have seen a marked increase in the number of young men and women calling for and requesting online information pertaining to long term care insurance," cites Jesse Slome, executive director of the American

Long Term Care Insurance State Tax Deduction Guide Published

Long term care insurance premiums may be fully tax deductible for individuals and a growing number of states now offer deductions and even tax credits to those purchasing this important coverage. According to the American Association for Long-Term Care Insurance, the national trade organization, tax deductibility gives individuals and business owners one very important reason to consider ways to address future long term care needs. “Americans are living well into their 80s,

Increased Broken Bones Among Boomers Is Precursor Of Future Long-Term Care Needs

A new study suggests that the number of baby boomers visiting hospital emergency rooms for broken arms could rise by nearly a third by 2030. That is when the youngest baby boomers will have just turned 65. The scientists reported that 370,000 cases of fractures in the humerus bone of the upper arm occur each year in both the United States. While younger individuals between the ages of five

Obesity Linked To Longer Hospital Stays And Long Term Care Need

Researchers reported a relationship between obesity and the duration and frequency of hospital stays in the United States. The scientists found that hospital stays for obese persons tended to be one and a half days longer than those with normal weight. They concluded that the more frequent and longer stays were the result of common diseases. They noted that 46 percent of obese adults have high blood pressure.

More Exercise Can Help You Sleep Better

Regular physical activity while you are awake can result in better sleep. According to a just reported study, individuals who participated and met national exercise guidelines reported less daytime fatigue and better sleep patterns than those who didn't exercise. While researchers note that the research doesn't confirm that exercise directly leads to improved rest, the findings are mostly consistent with previous research, according to Jesse Slome, executive director of the

Families Urged To Discuss Long Term Care Planning Over Thanksgiving

Thanksgiving weekend is one of the few times during the year when several generations of family members gather and is the ideal time to discuss important topics. "As Americans live longer lives, it is more vital than ever for families to address vital issues including long term care planning," explains Jesse Slome, executive director of the American Association for Long-Term Care Insurance http://www.aaltci.org. The national trade group established November as

Fewer Adults Dying From Mouth And Throat Cancers

U.S. death rates for throat and mouth cancers has decreased according to new national data. According to research and a study of analysis by the National Center for Health Statistics, the largest decreases in death rates for mouth and throat (pharynx) cancers were among black patients with at least 12 years of education. Researchers studied data on both white and black men and women residing in 26 states. The data

Regular Dental Cleaning Lowers Stroke A Leading Risk For Long Term Care Ne

Regular doctor visits are important for your good health. Turns out, so are regular visits to your dentist for tooth cleaning.

Those regular cleanings may provide more than just a brighter smile. Researchers have found that people who have their teeth professionally scraped and cleaned had a 24 percent lower risk of heart attack and 13 percent lower risk of stroke compared to those who never had a dental

Happiness Leads To Longer Life And Greater Long term Care Risk

Smile and be happy if you want to live longer according to a new study. Researchers find that older people who are happy and content have more than a one-third (35%) reduced chance of dying on a typical day. The researchers from the University College London found that this increased likelihood of living longer remained true even after taking into account such factors as the person's financial situation, and their physical and

Long Term Care Will Be Affected By Divorce And Changed Family Roles

The elderly population of the United State will nearly double by the year 2050 creating both an enormous caregiving problem for an increasing number of families. As aging baby boomers enter retirement years, there is a growing concern as to who will care for them as they reach into their 80s, 90s and beyond. Traditionally in the United States, adult children have accepted the caregiving responsibilities for aging parents. "Those caregiving roles

Women Diagnosed With Cancer Are Less Likely To Die

Women diagnosed with cancer are less likely to die from the disease than men. Experts acknowledge that the higher rate for men is due to a higher initial risk and later detection. According to research reported by the National Cancer Institute he highest male-to-female mortality rate ratios for cancers are lip cancer, where 5.5 men died for each woman patient, and esophageal, where 4 men died for each woman patient. The

Long Term Care Insurance Tax Deductible Limits Are Increased

Tax deductible limits for long term care insurance purchased in 2012 have been increased over the 2011 deductible levels according to the American Association for Long Term Care Insurance, the national trade group. Association executive director announced the increased deductibility levels established by the IRS to 3,000 members of the trade group. "For taxable years beginning in 2012, a couple can deduct as much as $8,740," Slome explained.

National Ad Focuses On New Perspectives In Long-Term Care Planning

The American Association for Long-Term Care Insurance (AALTCI), announced today it will publish in the December issue of Kiplinger’s Personal Finance magazine, its third consumer-focused advertorial section, entitled “Fresh Perspectives on Long-Term Care Planning." “Fresh Perspectives” will focus on practical long-term care planning strategies in the midst of a challenging economy. According to Jesse Slome, AALTCI’s executive director: “Long-term care insurance policies have undergone significant enhancements during the past

Long Term Care Insurance Expert Warns Mild Strokes Have Serious Consequences

While severe strokes typically occur after reaching age 65, mild strokes tend to happen among younger people who may appear unaffected, but often live with hidden disabilities. According to a new research study, these hidden disabilities include depression, vision problems and difficulty thinking. Those are just some of the serious consequences. "When it comes to long term care planning there is no such thing as a mild stroke," explains Jesse

More Seniors Surviving Cancer Adds To Long-Term Care Crisis

Over the next decade there will be a dramatic rise in the number of people over the age of 65 either living with cancer or with a history of the disease according to a new study. According to an analysis of US cancer data, the greying of the baby boomer generation is at the root of the issue. "Americans are already living longer lives and that will create a long-term

Comedy Is Good Medicine For Alzheimer's Patients

Exposing individuals suffering from Alzheimer's disease to humor therapy appears as effective as psychiatric drugs in reducing the agitation that often plagues those struggling with dementia. Researchers found that nursing home residents who actively participated in a weekly two-hour clowning session involving music, mime and humorous props showed a significant reduction in both physically and verbally aggressive behavior. "The number of U.S. adults aged 65 years and older is projected to nearly

Long Term Care Insurance Risk Faced By 55 Million With High Blood Pressure

One-quarter of American adults receive treatment for high blood pressure. New research reported by the U.S. Agency for Healthcare Research and Quality reveals that of the estimated 55.1 million people with high blood pressure, 29 percent were black patients and 25 percent were white adults. Among others treated for high blood pressure, 15 percent were Hispanics and 20 percent were other races. Total costs for treatment of high blood pressure amount

Low Vitamin B12 Linked To Cognitive Decline In Elderly

Older individuals who have low levels of vitamin B12 in their blood have a greater risk of brain shrinkage, losing cognitive skills and greater risk of needing long term health care. "The number of U.S. adults aged 65 years and older is projected to nearly double over the next two decades," explains Jesse Slome, executive director of the American Association for Long-Term Care Insurance, the national trade organization. "As a

Study Links Diabetes With Dementia And Long Term Care Insurance Risk

Adults with diabetes face a significantly higher risk of developing all types of dementia, including Alzheimer's disease, the leading cause of long term care insurance claims. A new study published in the current issue of Neurology reaffirms previous research connecting the two illnesses. According to the American Association for Long-Term Care Insurance some 5.4 million Americans are living with Alzheimer's disease and as many as 16 million will have the

New Technology Could Identify Prostate Cancer In Body Fluids

Researchers have developed a breakthrough technology that can be used to discriminate cancerous prostate cells in bodily fluids. The scientists note that the new technology is years away from use in a clinical setting. However, they note that the knowledge will be useful in developing a micro device to further enable understanding when prostate cancer will metastasize, or spread to other parts of the body. "Prostate cancer is one of the

Critical Illness Insurance Group Comments On Decline In Lung Cancer Rates

New lung cancer cases declined among men in 35 states and among women in six states. According to new research the decline represents the time period between 1999 and 2008. Among women, lung cancer incidence decreased nationwide between 2006 and 2008, after increasing steadily for decades. The decrease in lung cancer cases corresponds closely with smoking patterns across the nation according to the report issued by the Centers for Disease Control and

Sleep Disorders Lead To Increased Dementia Risk And Long Term Care Need

Older women with sleep-disordered breathing are more likely to develop cognitive impairment or dementia than women without this disorder according to a new study. According to medical researchers, sleep-disordered breathing is a condition where the person has recurrent arousals from sleep and intermittent hypoxemia. "This condition can be common among older people and affects up to 60 percent of the elderly population," explains Jesse Slome, director of the American

New Memory Fitness Prgram May Reduce Need For Long Term Care Insurance Claims

A memory fitness program has demonstrated the ability to help improve the ability to recognize and recall words among older adults. By benefitting verbal learning and retention reserachers conducting a study found that as a result of the program, seniors' self-perceived memory improved. They note that this was an important factor in maintaining a positive outlook on life while aging. "Normal age-related memory decline affects more than half of

Unneeded Osteoperosis Screening Suggested By New Report

Approximately 12 million Americans older than 50 have osteoporosis, and roughly half of postmenopausal women will suffer an osteoporosis-related fracture at some point according to long term care insurance experts. Expert guidelines advise women age 65 or older to get a bone scan to screen for osteoporosis, explains Jesse Slome, director of the American Association for Long Term Care Insurance, one of the nation's leading long term care experts. Some women

Less Salt Is Recipe For Brain Healthy Seniors

Numerous studies have connected low sodium intake with reduced blood pressure and the risk of heart disease. Now, new research extends the benefits of a low sodium diet to enhanced brain health in healthy older adults. Cognitive decline and diseases like Alzheimer's are increasing as Americans live longer lives. Some 5.4 million Americans have Alzheimer's disease according to the American Association for Long Term Care Insurance http://www.aaltci.org.

Association Releases Study Of Asset-Based Long-Term Care Insurance Buyers

The sale of asset-based long-term care insurance protection grew significantly according to research by the American Association for Long-Term Care Insurance the national trade organization. According to data gathered from the industry's leading insurers, premium in 2010 increased 79 percent compared to the prior year. The number of covered lives increased 83 percent. "Asset based or linked products are experiencing growth as they are highly suitable for a

New Drug Approved To Treat Deadly Skin Cancer

The Food and Drug Administration (FDA) has announced the approval of a new drug to treat advanced melanoma, a deadly form of skin cancer. According to the anniouncement made in Washington, the drug named Zelboraf, was approved for patients with metastatic melanoma, the most life-threatening form of skin cancer and one form that cannot be removed with surgery. According to scientists, the drug is the latest in a new generation of cancer-fighting

Experts Lower Exercise Time Needed To Reduce Cancer Risk

New research finds that just 15 minutes of daily physical activity can reduce the risk of cancer. The current generally accepted exercise recommendations call for adults to do a total of 2.5 hours of physical activity weekly. That equates to about 150 minutes per-week. This week, researchers released the results of a study that reports that doing only a quarter-hour of daily exercise or about 105 minutes a week still provides

Vitamin D Linked To Higher Risk Of Cancer

New research reports that higher levels of vitamin D are associated with an increased risk of nonmelanoma skin cancer. The levels fall within the normal range of vitamin D levels the researchers report. People with levels of higher serum 25-hydroxyvitamin D were more likely to develop squamous cell or basal cell carcinoma the scientists found. Other factors, including increased exposure to sunlight, likely complicate the relationship. The news

New Study Connects Exercize And Reduced Memory Loss Dementia Risk

Researchers report that a small amount of physical exercise can protect elderly individuals from long-term memory loss that can result suddenly following infection, illnesses or injury in old age. According to the study by new University of Colorado Boulder research associates, aging rats that ran just over half a kilometer each week were protected against infection-induced memory loss. Even a small amount of running was sufficient to confer robust benefits

Early Morning Smokers Face Higher Cancer Risk

American smokers who light their first cigarette soon after waking up may be at greater risk for lung, head and neck cancers a new study finds. "First thing in the morning smokers face a greater risk according to new research," explains Jesse Slome, executive director of the QAmerican Association for Critical Illness Insurance http://www.criticalillnessinsuranceinfo.org, a trade group. "Those who wait longer before having their first cigarette apparently face a lower

Increased Dementia Risk Linked To High Blood Pressure, Weight And Smoking

High blood pressure, obesity and smoking in middle age men and women may result in decreased brain volume and cause cognitive decline and dementia later in life. A study by researchers at UC Davis examined over 1,300 participants, with the average age of 54 years. The individuals medical histories were followed to identify vascular disease risk factors, and elevated body mass index, hypertension, obesity, diabetes and smoking. The

Where Women Live Predicts Future Cognitive Decline

Older women who live in poorer neighborhoods are more likely to exhibit lower cognitive skills which are early indicators of Alzheimer's and need for long-term care. A decline in cognitive skills can be an early predictor of dementia and a greater risk of other mental decline which can be a reason people ultimately need long-term care explains Jesse Slome, director of the American Association for Long-Term Care Insurance. "Cognitive disorders

Significant Cuts To Medicare Nursing Home Payments Set

Under a corrective proposal issued by the federal government last week, Medicare payments to nursing homes would be trimmed by 11.1% beginning October 1 according to Jesse Slome, executive director of the American Association for Long-Term Care Insurance. Slome noted that the reduced funding was the result of a finding that revealed nursing home care providers have been paid more than $2 billion above federal projections since a new payment system

Family History Better Predictor of Heart Attack Than Stroke

Family genetics may play more of a role in the risk of a heart attack than strokes. New research conducted at the University of Birmingham in England suggests that a family history of heart attack appears to be a stronger risk factor for heart attack than a family history of stroke is for stroke. Nearly 800,000 Americans will have a new coronary attack this year and about 600,000 will experience their first

Obesity Is Baby Boomer's Greatest Health Risk

A higher percentage of baby boomers are obese than in any other group in the United States according to a recent study. The research revealed that over a third (36 percent) of U.S. baby boomers are obese. The study found that only a quarter (25 percent) of the two generations directly above and below boomers are obese. According to Jesse Slome, executive director of the American Association for Long-Term Care

Federal Long Term Care Insurance Plan Closer To Repeal

The deficit-reduction proposal released Tuesday by the reconvened Gang of Six would repeal the Community Living Assistance Services and Supports Act (known as the CLASS Act). Created as part of health reform legislation passed last year by Congress political experts refer to the CLASS Act as one of the late Sen. Ted Kennedy’s most cherished programs. It is also a favorite target of Republicans. "America is facing a future long-term care

Cancer Death Rate Declines Will Impact Long-Term Care Need

A steady decline in overall cancer death rates among America's aging adult population will create added stress on the long-term care needs of seniors. Medical advances and better lifestyles among the aging population appears to have saved 898,000 deaths from cancer between 1990 and 2007. According to the latest statistics presented today by the American Association for Long-Term Care Insurance http://www.aaltci.org, this is both good and bad news for the

500,000 Long-Term Care Insurance Applicants Expected

Over half a million Americans are expected to apply for long-term care insurance before the year concludes according to a projection from an industry trade group. This marks significant continued growth in awareness and action among consumers explains Jesse Slome, executive director of the American Association for Long-Term Care Insurance http://www.aaltci.org. "In 2010 the Association reported that 475,000 Americans obtained long-term care insurance coverage either on an individual basis or

Long Term Care Insurance Expert Authors Book On Tax Deductible Long Term Care Pr …

The cost of long-term health care insurance may be fully tax deductible according to long-term care insurance expert Jesse Slome. The author of the Guide To Tax Deductible Long-Term Care Insurance, published by the American Association for Long-Term Care Insurance http://www.aaltci.org, notes that the vast majority of consumers and even many accountants and tax professionals are not fully aware of the current tax rules. In general individual taxpayers who itemize

First Long-Term Care Insurance Almanac Published

What percentage of adults over age 65 will need between 2 and 5 years of long-term care after age 65? [Answer: 20%]. What percentage of assisted living residents transfer to a skilled nursing facility? [Answer: 58.9%]. What are the two largest causes for women's home health care claims on LTC insurance policies? [Answer: Arthritis at 18% and Alzheimer's at 17%]. A compilation of hundreds of facts,

Women Buying Majority Of Life Plus Long-Term Care Insurance Policies

Sales in 2010 of life insurance policies offering long-term care benefits surged 79 percent for the industry's leading insurance carriers. According to annual research conducted by the American Association for Long-Term Care Insurance women comprised just over 60 percent of new buyers the study found. "Linked life insurance policies that offer long-term care benefits experienced significant growth in 2010," states Jesse Slome, the national trade organization's executive director. "Consumers are finding

Critical Illness Insurance Association Launches New Consumer Education Website

Some 1.5 million Americans will be diagnosed with cancer this year and over 785,000 will have a first heart attack. Most will survive however significant illnesses are now the leading cause of financial hardship and bankruptcy. "Most people today survive cancer, heart attacks and strokes, but you can not say the same for their finances," declares Jesse Slome, executive director of the American Association for Critical Illness Insurance http://www.criticalillnessinsuranceinfo.org the

2011 Long Term Care Insurance Sourcebook Published

The 2011 Long-Term Care Insurance Sourcebook has just been made available from the American Association for Long-Term Care Insurance. The 48-page publication is a compendium of new research conducted by the organization as well as the latest and most relevant information regarding LTC planning and insurance products. "Each year we conduct extensive research to obtain the most relevant data that will help producers answer virtually any prospect question," explains

Critical Illness Insurance Association Launches Online Consumer Learning Center

Some 1.5 million Americans will be diagnosed with cancer this year. Most will physically survive thanks to advances in medical treatments. But many will face financial devastation. "Every day Americans are being diagnosed with cancer or they are having heart attacks and strokes," states Jesse Slome, executive director of the American Association for Critical Illness Insurance http://www.criticalillnessinsuranceinfo.org. "The vast majority survive but you can't say the same for

Long Term Care Insurance Associations Offers State Insurance Guaranty Directory

While most consumers are aware that bank deposits are protected and insured by the Federal Deposit Insurance Corporation (FDIC) few understand that similar protections exist for insurance products. "Each state and the District of Columbia maintains a State Guaranty Association that protects consumers in case an insurance company fails," explains Jesse Slome, executive director of the American Association for Long-Term Care Insurance http://www.aaltci.org. "In fact most states have two entities,

Top Long-Term Care Insurance Professionals In Each State Awarded

The nation's top long-term care insurance agents and brokers in each state were recognized today for their commitment and results during the prior year. The Long-Term Care Insurance Achievement Awards are presented annually to insurance professionals by the American Association for Long-Term Care Insurance, the Los Angeles, CA-based national professional organization. According to Jesse Slome, AALTCI's executive director, some 40,000 insurance professionals across the country educate their clients and prospects about long-term

Nation's Top Long-Term Care Insurance Agents Announced

The nation's top long-term care insurance agents for 2010 were announced today by the American Association for Long-Term Care Insurance (AALTCI). The Ninth Annual Long-Term Care Sales Achievement Awards recognizes producers based on sales across multiple categories. "In any given year, some 40,000 insurance and financial professionals market long-term care insurance protection nationally," explains Jesse Slome, AALTCI's organization's executive director. "Those who are the most successful and committed

Study Examines Long-Term Care Insurance Costs

A couple in their mid-50s purchasing long-term care insurance protection can expect to pay $2,350-per-year for about $338,000 of current benefits. Their protection grows to about $800,000 of combined coverage when both spouses turn age 80. A single individual will pay less. The data comes from the 2011 Long-Term Care Insurance Price Index published by the American Association for Long-Term Care Insurance http://www.AALTCI.org. The national trade group analyzes

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