The Ndege Group® Publishes Ndege Money Whitepaper: Sovereign Digital Currency Architecture for African Economic Integration

Africa's Sovereign Development Trust® (ASDT), operating under The Ndege Group®, announces the publication of Ndege Money: Architecting Sovereign Digital Currency Infrastructure for African Economic Integration, a comprehensive working paper detailing the continent's strategic response to the €290 billion annual loss from systemic financial inefficiencies.
Authored by David Okiki Amayo Jr., Founder and Chairman of The Ndege Group®, the whitepaper introduces Ndege Money as an asset-backed digital currency built on Coinbase's Base Layer-2 infrastructure whilst maintaining sovereign African control through the OmniGaza® governance substrate. The currency addresses the critical remittance market where Sub-Saharan Africa faces the world's highest transfer costs at 8.78 per cent, nearly three times the Sustainable Development Goal target.

Transforming Continental Finance

Ndege Money bridges three essential ecosystems: pro-African payment providers, traditional SWIFT infrastructure, and grassroots mobile money platforms including M-Pesa. Integration objectives encompass the Pan-African Payment and Settlement System (PAPSS), BRICS payment architectures, and New Development Bank frameworks, positioning Africa as an active participant in the emerging multipolar financial order rather than a peripheral subject.

"The digital currency revolution is occurring globally," states Amayo Jr. "The question facing Africa is whether we will remain subjects of external systems or become sovereign architects of our own prosperity. Ndege Money provides the comprehensive infrastructure to reclaim economic agency."

Technical Foundation and Asset-Backing
The currency derives stability from the African Rare Earth Mineral Fund (AREMF), transitioning the continent from raw material extraction to high-value manufacturing and capturing 10x value multipliers. The OmniGaza® settlement layer provides quantum-resistant blockchain infrastructure with 100,000 transactions per second capacity and two-second finality, ensuring transparent capital deployment and automated compliance with global standards.

Mobile money integration enables seamless interoperability with platforms serving hundreds of millions of Africans, reducing transaction costs from 7-10 per cent to under 1 per cent whilst shortening settlement times from days to seconds. Infrastructure finance syndication mechanisms enable blockchain-recorded project bidding, eliminating foreign exchange risk through Ndege Money denomination.

Evidence-Based Trajectory

The whitepaper addresses digital currency scepticism through rigorous analysis, demonstrating that 94 per cent of global central banks are actively researching central bank digital currencies. Projections indicate digital transactions will constitute 95+ per cent of global commerce by 2040, with physical currency relegated to ceremonial purposes in advanced economies by 2045.

Comparative analysis positions Ndege Money against existing models including Nigeria's eNaira, China's e-CNY, and proposed regional currencies, whilst outlining comprehensive risk mitigation strategies for platform failure, sovereign defection, and cybersecurity threats.

Strategic Call to Action

The publication serves as a strategic blueprint for African governments, central banks, technology partners, and diaspora communities. ASDT invites stakeholders to pilot Ndege Money as an approved settlement mechanism for intra-African trade under the African Continental Free Trade Area (AfCFTA) and to participate in the continent's financial sovereignty architecture.

The complete whitepaper is available via open access at Zenodo (https://zenodo.org/records/18219657), ensuring global accessibility for policymakers, scholars, and institutional partners committed to African economic integration.

The Ndege Group®
United Nations Crescent, Gigiri, Nairobi, Kenya
Email: hello@thendegegroup.comWeb: www.thendegegroup.com
X: @TheNdegeGroup | @davidokikiamayo

The Ndege Group®, operating as Africa's Sovereign Development Trust® (ASDT), is an irrevocable purpose trust domiciled in the Seychelles with operational headquarters in Nairobi, Kenya. The Trust serves as the operational custodian of the African Federation Treaty Framework, dedicated to resolving systemic paradoxes of African development through sovereign infrastructure, transparent governance, and intergenerational responsibility.

This release was published on openPR.