Dr Ozan Özerk Highlights Fintech Shifts and Strategic Priorities at AmCham Lithuania Summit

At the Foreign Investors Annual Summit 2025 in Vilnius, hosted by the American Chamber of Commerce in Lithuania, fintech entrepreneur Dr. Ozan Ozerk delivered a keynote exploring how businesses can adapt to the fast-moving global changes in financial technology and regulation.

Addressing an audience of investors, executives, and policymakers, Dr Özerk examined the latest developments shaping the fintech landscape in both Europe and the United States, from instant payments and open data to stablecoins and artificial intelligence.

"The financial sector is entering a phase where speed, transparency and interoperability are becoming the default expectations," he said. "The companies that understand this early and act on it will define the next generation of financial services."

In his presentation, "How Can Lithuanian Businesses Benefit from the Emerging Trends in Fintech?", Dr. Özerk outlined several policy and technology shifts. In the European Union, instant credit transfers are being made mandatory under SEPA reforms, meaning payments will clear within ten seconds at no additional cost. At the same time, the Financial Data Access Regulation (FiDA) will expand regulated data-sharing beyond current accounts, while eIDAS 2.0 and the new European Digital Identity Wallet will simplify cross-border onboarding and authorisation.

Across the United States, stablecoins are moving from pilot projects to policy. Under the GENIUS Act, payment stablecoins now have a federal framework, and networks such as Visa and Stripe have introduced stablecoin settlement capabilities. Meanwhile, the RTP and FedNow systems have raised transaction limits to support larger corporate payments.

Dr. Özerk urged companies and investors to view the coming year as an opportunity for decisive action. He identified five clear priorities: enabling instant and request-to-pay functionality, adopting national e-ID solutions, piloting consent-based data-sharing, industrialising compliance processes, and leveraging the new payment rails available across markets.

"Regulation and technology are moving in tandem," he noted. "If you wait until everything is finalised, you'll already be behind those who started experimenting."

Another major theme of his address was the accelerating influence of artificial intelligence on financial operations. He described AI as "a structural shift, not a passing trend," citing more than US $250 billion in global private investment last year and the EU's €200 billion InvestAI initiative. He also highlighted the emergence of agentic AI, autonomous systems designed to perform business workflows, as a sign of how quickly the technology is evolving.

Yet his closing message was pragmatic. "AI and instant payments will both redefine efficiency," he said, "but progress must come with discipline. Build for tomorrow, yes - but never at the expense of today's operations."

Dr Özerk's keynote set a forward-looking tone for the summit's broader discussions on innovation, investment, and competitiveness. As Lithuania continues to attract fintech attention in the region, his message resonated well beyond national borders: the winners in finance will be those who combine technological readiness with strategic timing.

Contact Person: Dr. Ozan Ozerk
Email: info@ozanozerk.com
Country: United Kingdom
Address: The Bower, 207-211 Old Street, London, England, EC1V 9NR, UK
Website: https://www.ozanozerk.com/

Dr. Ozan Özerk, born in Nicosia, Cyprus in 1979 and raised in Norway by academic parents specializing in education and learning disabilities, has built a remarkable career bridging medicine, technology, and finance. After serving as a Norwegian Armed Forces Ranger and completing medical school at the University of Oslo (2000-2008), he co-founded the pioneering social network Biip.no in 2005, which was acquired by Egmont and Nettavisen for over 100 million krone in 2008. Following years as an emergency room doctor until 2015, he pivoted to fintech, establishing a portfolio of successful ventures including OpenPayd (2018), a London-based Banking as a Service provider; EMBank (2018), a European Central Bank-licensed institution in Lithuania; Ozan SuperApp (2018), offering financial solutions across Europe and Turkey; Eurotrader (2018), a regulated retail broker; and Bitpace (rebranded from Lydiax in 2023), providing blockchain and crypto payment solutions globally. A Forbes Finance Council member since 2021, Dr. Özerk is recognized as a fintech pioneer and advocate for financial inclusion, frequently sharing his insights on the industry's future through interviews and opinion pieces.

This release was published on openPR.