DigiPay.Guru Unveils Next‐Generation Mobile Money & e‐Wallet Payment Platform

DigiPay.Guru, a global leader in fintech innovation, today launches its full-featured Mobile Money & e-Wallet Payment Solution-a secure, scalable, and white-label platform tailored to banks, fintechs, telecom providers, and public sector agencies. The solution aims to democratize digital financial access, particularly for underserved and unbanked populations

Overview:

This next‐generation mobile wallet platform lets customers perform a wide range of financial tasks-from peer-to-peer transfers and QR/NFC payments to bill payments, airtime top‐ups, and agent-based cash transactions. With built-in eKYC, AML compliance, real-time analytics, and loyalty features, the platform supports both consumer and enterprise use cases

🎯 Platform Highlights

Flexible Wallet Models
Supports bank‐linked wallets, merchant wallets, financial inclusion wallets, sub‐wallets, and multi-purpose variants (B2C, B2B, B2G, C2G) to meet diverse market requirements.

Streamlined Onboarding & Compliance

- eKYC integration for fast identity verification

- Dynamic, rule-based KYC workflows

- Automated account activation upon compliance clearance

Versatile Payments & Transactions

- Cash-in and cash-out via QR codes or cash-by-code

- Bill splitting, scheduled payments, airtime and utility top-ups

- Secure peer-to-peer (P2P) and merchant QR transactions

Omnichannel Transaction Options

Supports POS, mPOS, USSD, chatbot interfaces, REST APIs, NFC, and HCE to ensure accessibility across devices and regions .

Agent Network Management

- Hierarchical agent onboarding and onboarding KYC

- Flexible commission structures to drive agent engagement and service outreach

Bulk Payment & Beneficiary Tools

Easily send payments to unlimited recipients, manage beneficiaries efficiently, and access audit-ready transaction reports for transparency.

Loyalty & Rewards Programs

Sign-up bonuses, referral incentives, cashback offers, promo codes, and point redemption systems boost engagement and retention.

Security & Regulatory Compliance

Features include identity proofing, AML screening, real-time transaction monitoring, case management, and compliance with global PCI-SSF standards.

🚀 Platform Benefits

- Expand into high-potential digital wallet markets-estimated to reach $590 billion by 2032

- Deploy a white-label solution with fast time-to-market and minimal infrastructure costs

- Built using microservices and REST APIs to ensure scalability, flexibility, and reduced total cost of ownership

- Empower agents and partners to bring financial services to hard-to-reach communities

💬 Quote
"Our platform delivers unmatched flexibility and control-enabling inclusive financial networks that scale securely across diverse markets," said Rahul Patel, CEO of DigiPay.Guru. "Whether you're serving urban users or rural communities, our mobile money solution supports your digital finance ambitions effectively"

Visit https://www.digipay.guru/mobile-money-payment-solutions/ or contact DigiPay.Guru to schedule a demo.

409-419, 4th Floor, Solitaire Connect,
Sarkhej - Gandhinagar Hwy,Makarba , Ahmedabad

DigiPay.Guru is a trusted fintech platform provider, offering modular, secure, and customizable white-label solutions-such as digital wallets, agency banking, merchant acquiring, cross-border remittance, and eKYC systems. Serving clients across 15+ countries, the company is dedicated to driving financial inclusion by enabling fast-to-market and scalable payment ecosystems worldwide.

Media Contact:
DigiPay.Guru Team
hello@digipay.guru

For more information, visit: www.digipay.guru

This release was published on openPR.