PRE-APPROVED HOME LOANS - AUSTRALIA
What is the Pre-Approval Process?
The “pre-approval process” is where the lender/credit provider looks at your income, assets and expenses and, calculates “how much you can borrow”? The lender/credit provider will then give you a “pre-approval letter”, which says that your home loan is conditional upon the property you wish to purchase being acceptable security and, once you submit the following documentation:
• Income, asset and expenses documentation;
• The purchase price contract; and
• The preliminary title information.
Why Should I Get a Pre-Approval?
With the pre-approval you will have the peace of mind knowing that:
• Your income, assets and expenses have already been verified;
• You will have a clear picture of what your borrowing limits are:
• Your home loan request has already been pre-approved and you will know the conditions of your pre-approval;
• You will have enough time to clear up any mistakes or problems you may find in your credit reports;
• You will have the upper hand when negotiating the purchase price of the property you want to buy, with the vendor (seller), real estate agent, etc.
You will find that both the real estate agent and vendor will want to see a pre-approval letter as the letter will prove to them that:
• You are able to make the purchase; and
• You can be taken seriously (i.e. you are a buyer and not just a window shopper).
It is also important to remember, that in a competitive housing market any vendor will prefer a pre-approved buyer to a buyer who is unable to close the deal/sale.
Seek Expert Assistance and Commitment
To help with the pre-approval process you should be prepared to supply your finance broker or credit representative with copies of the following documents:
• Your most recent pay slips (i.e. not less than 30 days old);
• Your Tax Returns for the last 2 years;
• A signed authorization to order your credit report.
Now you have read this article you should have a clear understanding why getting a pre-approved home loan is important.
http://www.singhfinance.com.au is a reputed Australian finance brokerage firm that employs a team of professionally qualified finance brokers who are also home loan experts. They are willing and able to guide you through the home loan process requirements and they will even obtain a pre-approved home loan for you as well as find suitable home and contents insurance for your home. So, if you are looking for a pre-approved home loan contact the firm today and their home loan experts will start working for you. For an obligation-free assessment, call on 0424 190 908 today or visit their website and simply click on the "ENQUIRE ONLINE" form
With the current interest rates being at their lowest in decades, this situation has never made it as easy as now for Australian consumers to get a home loan says Frank Zelasko, Compliance and Risk Audit Specialist and, retired accountant. Frank has worked in the finance industry for over 46 years and one of the best things he has seen is the introduction of the pre-approval process. Know more when you read this article!
Singh Finance - Finance Experts
P O BOX 4042,
This release was published on openPR.
Permanent link to this press release:
Please set a link in the press area of your homepage to this press release on openPR. openPR disclaims liability for any content contained in this release.
You can edit or delete your press release PRE-APPROVED HOME LOANS - AUSTRALIA here
News-ID: 340676 • Views: 243
More Releases for Frank
Alex Katz Coca Cola Girls | GALERIE FRANK FLUEGEL
GALERIE FRANK FLUEGEL will show Alex Katz Coca Cola Girls during June and Summer 2019. RED—a long-drawn-out, intense red, monochrome through and through. This saturated, warm red unfolds its very own effect, a lasting presence. Hear Coca‑Cola, and you see red. This red is dominant, powerful, melodic, and permeated by an infinite number of pigments that weave an impenetrable dense network of surfaces that will allow nothing less than pure color
“Breaking The Silence” by Frank Gigante
April 21st, 2017 For Immediate Release April 21st, 2017 Contact: My Way productions email@example.com My Way Productions and the Hoboken Historical Museum Present “Breaking The Silence” by Frank Gigante (Hoboken, NJ) My Way Productions and The Hoboken Historical Museum, present the screening of “Breaking The Silence” A short Anti-bullying Docu-fiction film by Anti-bullying activist and filmmaker Frank Gigante on Thursday, May 11th, 2017 at 7:30 PM at the Hoboken Historical Museum, 1301 Hudson St, Hoboken, NJ.
FSB Welcomes Frank Scaturro as Partner in New York Office
New York, New York — FSB FisherBroyles, a Limited Liability Partnership, is pleased to announce that former Senate Judiciary Committee counsel, author, and 2010 New York congressional candidate Frank Scaturro has launched the firm’s New York litigation group. Mr. Scaturro previously worked in Cadwalader, Wickersham & Taft’s litigation department before serving as Counsel for the Constitution on the Senate Judiciary Committee. He has also written or co-authored several books in
Frank Hafemann joins
Frank Hafemann was recently named Dealer Channel Manager for MOBA Mobile Automation AG. In this position, Hafemann will lead MOBA’s dealer sales team and is responsible for coordinating MOBA’s international dealer business. David Shelstad, MOBA’s Vice President of Sales & Marketing, said, “Frank brings a wealth of experience in working with distribution partners and is a great fit in the MOBA sales team. I look forward to watching our dealer
Frank Branson Highlighted Among Texas’ Best Lawyers
DALLAS – Noted Dallas personal injury attorney Frank L. Branson, founder of The Law Offices of Frank L. Branson, has earned a spot among the state’s top attorneys in the 2009 edition of Texas’ Best Lawyers. The Texas’ Best Lawyers listing comes from the annual Best Lawyers in America guide. The 2009 edition marks the 23rd consecutive year that Mr. Branson has been included in the prestigious listing of the country’s
Frank Branson Recognized Among Dallas’ Top Attorneys
DALLAS – Well-known Dallas personal injury attorney Frank L. Branson, founder of The Law Offices of Frank L. Branson, has earned a spot on D Magazine’s listing of “The Best Lawyers in Dallas.” The listing of the city’s top attorneys appears in the June issue of D Magazine, and will be available throughout the year at www.dmagazine.com. Mr. Branson has been recognized among the city’s best lawyers each of the five