Enhanced Website Offers Long-Term Care Planning Tools

With more American families facing the challenges of aging, planning for the financial costs and burdens longevity brings has become an essential part of retirement planning. A newly redesigned comprehensive website has just debuted with updated features and resources.

LTC NEWS (www.ltcnews.com) combines news articles, features, resources, and other tools giving American families the information they demand as they plan for the high costs of future long-term care and the impact it places on their families.

Since 2015, LTC NEWS has provided comprehensive tools, resources and news articles about one of the most talked-about topics in retirement planning, long-term care.

“We are very proud of the powerful information we have put all in one place. American families are dealing with long-term care each and every day. The impact of longevity places tremendous stress and burden on American families. The cost of paid care services is more than just financial devastation for many families. Yes, it drains assets and adversely impacts income and lifestyle, but families get changed because long-term care touches an entire family,” said Daniel Pope, webmaster for LTC NEWS.

The risk of needing some type of long-term care service is high and becomes more likely as a person grows older People require long-term care due to illness, accident, or the impact of aging. The problem is most extended care is not paid for by traditional health insurance including Medicare and supplements. These programs will only pay for a limited amount of skilled services. This means you become responsible for the vast majority of the cost.

There are several ways to plan for long-term care including Long-Term Care Insurance which has become an essential part of retirement planning for many American families.

The updated LTC NEWS website helps people educate themselves about the current and future cost of care services in every state, find the availability of Long-Term Care Partnership policies, state and federal tax incentives, news articles on long-term care, health and retirement planning, and much more.

“These resources are all available on one website helping individuals and couples learn about how to best plan for the impact long-term care will have on their families and finances,” Pope said.

Often will fail to understand that the responsibility of caregiving, without advance planning, often falls on a daughter or daughter-in-law, an individuals’ savings, or both. This is why Long-Term Care Insurance has become a key tool for asset protection. In addition, advance planning reduces the stress and burdens otherwise placed on them.

There are several types of planning products which include traditional Long-Term Care Insurance, Partnership certified polices with additional asset protection, asset-based or hybrid policies which also offer death benefits, and short-duration policies.

The benefits and premiums vary with the product, age of the policy owner, their health, family history, and the amount of benefits provided in the policy. Generally, people ages 40 to 70 are the best candidates for insurance planning, however, there are options for those who are older depending on their health. Every product has its own underwriting criteria.

While LTC NEWS only provides information and resources, LTC NEWS can help find a Long-Term Care Insurance specialist to assist a consumer in finding the best coverage at the best value.

LTC NEWS can also be an outstanding resource if you are investigating the cost of care and information for an aging parent who is looking for care services.
Available resources, in addition to articles, include:

• Guide to Long-Term Care Insurance: https://www.ltcnews.com/resources/guides
• Cost of long-term care services and state-specific information: https://www.ltcnews.com/resources/states
• Glossary of frequently used terminology: https://www.ltcnews.com/resources/glossary
• Video Gallery: https://www.ltcnews.com/resources/videos
• Frequently Asked Questions: https://www.ltcnews.com/resources/faq
• Find a Long-Term Care Specialist Tool: https://www.ltcnews.com/support/work-with-a-specialist

LTC NEWS also offers individuals the opportunity to write articles about long-term care, aging, health, retirement planning, and other related topics. Authors can link their websites or other resource information in the article. If you are interested in writing an article or ongoing column you can contact LTC NEWS at newsroom@ltcnews.com

LTC NEWS can be an outstanding marketing resource for many businesses who are wishing to reach adults age 40 to 75. LTC NEWS could be a great vehicle for many types of businesses including lawyers, financial advisers, home health care agencies, assisted living facilities, memory care facilities, nursing homes, consumer products, and more.

No matter if you are trying to reach a state-specific area or nationally, LTC NEWS is a very cost-effective way to reach the right consumer. Get advertising information here: https://www.ltcnews.com/support/site-request

LTC NEWS
81 Mill St, Gahanna, OH 43230
CONTACT: Linda Kople
Linda@ltcnews.com
888-741-3073

LTC News (www.ltcnews.com) provides American families the tools and resources to plan for the financial costs and burdens of aging. Whether it be information on long-term care, aging, health, retirement, caregiving, insurance and more, LTC NEWS provides the information needed to help American families address longevity.

LTC NEWS also offers opportunities for businesses who are wishing to reach adults 45-75.

This release was published on openPR.