U.K. Credit Cards Market Insights, Trends and Growth Factors- August 2017

Over the years, it has been analyzed that credit cards have become increasing reachable and affordable through a glut of good deals. Considering the market in the U.K, there has been active growth in the past five years. To study further, a new report has been included to the wide database of Market Research Hub (MRH) titled “U.K. Credit Cards - August 2017”. This research study deals with the market overview together with the growth trends as well as limitations prevailing in the U.K. credit card market.

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The research report starts with a precise overview which talks about the various products covered for this analysis. Further, the executive summary is presented that discusses growth in gross lending which is anticipated to slow down in the near future until 2020. It is also mentioned that, higher-frequency, lower-value transactions reshape credit card use. This section also talks about the companies and brands connected to the U.K. credit card market. Aspects from the market such as Lloyds Banking Group rivals Barclays for group market share and the struggle among providers to make their brand stand out, are carefully studied in this intelligent study.

The following section focuses on the consumers of the concerned credit card market in the United Kingdom. This report reveals that, more than two thirds of adults have at least one credit card and more than a third have no outstanding credit card debt. Under this section, the readers can learn the fact that cashback and rewards shape credit card behaviours in the U.K. Further focus on the market issues and insights are mentioned in order to offer a better picture of the market. As per market implications, it has been evaluated that money transfer facilities could lead the fightback against loans.

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The later portion of the report deals with market size and forecast. The readers are made aware about gross lending statistics. It is mentioned that, growth in gross lending is expected to rise by at least 5% in 2017. Contrary to this fact, in the coming years gross lending is projected to slow marginally; this is part of the forecast analysis for the U.K. credit card market. The concluding section highlights the competitive strategies of the major players from the market. Virgin Money, MBNA and Tesco Bank are carefully analyzed under this smart research report. Advertising and marketing activity are also part of this section which discusses the adspend by various players.

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