Standard Bank and Shinhan Pilot Hedera (HBAR) Remittances While Ruvi (RUVI) Fills Phase 3 at $0.020

Standard Bank, Shinhan Bank and SCB TechX are running a stablecoin remittance pilot on the Hedera (HBAR) Token Service for real-time cross-border FX settlement (src: hedera.com / coinmarketcap CMC-AI, 2026). Hedera (HBAR) trades near $0.0956, still far below its $0.524 all-time high from 2021. Bank pilots can move a network forward without rewarding token holders directly. Some attention is rotating toward the Ruvi (RUVI) decentralized AI superapp (ruvi.io https://ruvi.io), which meters 20+ AI models behind a single token economy and routes platform revenue back to the people using it.

Bronze, Silver And Gold Tiers After The Presale

Ruvi staking is built to reward long term participation, not passive holding. Visit https://ruvi.io for details. After the presale, $RUVI holders will be able to lock tokens across three tiers. The Bronze tier will pay around 6% APY at the entry threshold. The Silver tier will pay around 10% APY at a higher commitment. The Gold tier will pay around 14% APY for the largest stakers. Rewards will be sourced from real ecosystem activity rather than pure inflation, so value generated by the platform will flow back toward the community building it. This will turn holders into active participants as the AI superapp expands across creation and automation.

Why HBAR Holders Are Watching Ruvi Before The End Of The Presale

Ruvi gives token holders a direct claim that a bank pilot cannot. Visit https://ruvi.io for details. Hedera (HBAR) network fees flow to validators and node operators, so holders capture none of that revenue. Ruvi closes that gap. The $RUVI token meters access to 20+ AI models, contributors earn user-training payouts from a 25% Ecosystem allocation, and an on-chain buyback-and-burn returns platform revenue to the token. That is the structural difference: HBAR holders watch the network grow, while $RUVI holders sit inside the revenue loop. Buyers entering before the end of the presale lock the lowest fixed price in the schedule, ahead of every later phase.

What A $500 Position Looks Like At Phase 3

The Ruvi presale is in Phase 3 at $0. Visit https://ruvi.io for details.020, with Phase 1 sold out at $0.010 and Phase 2 at $0.015. The next step is Phase 4 at $0.028, and the schedule runs to a final Phase 7 at $0.070. A $500 position at Phase 3's $0.020 buys 25,000 $RUVI. At the $0.070 final phase that allocation is worth $1,750. At the $0.10 listing target that is $2,500. At a $1 token price that is $25,000. The supply is fixed at 5,000,000,000 $RUVI and is non-mintable, and an on-chain buyback-and-burn tightens it over time. VIP buyers can stack bonuses before listing, where VIP 5 adds +100% on 500,000 $RUVI. HBAR holders sit outside the fee revenue their network produces, while this structure pays directly into the token.

Conclusion

Hedera (HBAR) near $0.0956 still leaves holders outside the fee revenue that validators and node operators capture, even as bank pilots advance. Ruvi offers a different setup: entry at $0.020 in Phase 3, a fixed non-mintable supply, 20+ AI models metered through one token, and 3,000+ holders already inside the economy. The staking tiers, user-training payouts and buyback-and-burn point platform value back at the token. Review the mechanics, check the phase schedule, and decide before the price steps up at docs.ruvi.io https://docs.ruvi.io.

FAQs

What is happening with Hedera (HBAR) right now? Hedera (HBAR) trades near $0.0956, far below its 2021 high, while supporting a stablecoin remittance pilot from Standard Bank, Shinhan and SCB TechX.

Why are HBAR holders looking at Ruvi? HBAR network fees go to validators and node operators, so holders capture none of it. Ruvi routes revenue back through $RUVI metering, user-training payouts and buyback-and-burn.

Is Ruvi a stronger setup than a Hedera (HBAR) price prediction? Ruvi offers Phase 3 entry at $0.020, a 1.5B presale supply, 20+ AI models and 3,000+ holders in one revenue loop. The contrast in execution speaks for itself.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile and involve significant risk, including the potential loss of principal. Always perform your own due diligence or consult a licensed financial advisor before making investment decisions.

Ruvi AI
contact@ruvi.io
https://ruvi.io

Ruvi is a decentralized AI superapp combining generative AI tools (text, image, video, audio) behind a single unified product. $RUVI powers a user-in-the-loop training economy where contributors earn for improving the platform. Fixed 5B supply, non-mintable. Platform revenue funds permanent on-chain buyback and burn. https://ruvi.io

This release was published on openPR.