Florida Bankruptcy Attorney Launches Free Spanish-Language Means Test Calculator for Hispanic Families in Central Florida

Juan Burgos Law launched a free, Spanish-language Florida Means Test Calculator for Central Florida Hispanic families. The tool allows users to quickly determine eligibility for Chapter 7 bankruptcy protection without an account, fee, or attorney required. This fills a critical gap for Spanish-speaking individuals seeking debt-relief resources. Link: https://juanburgoslaw.com/es/calculadora-prueba-de-medios-florida/
KISSIMMEE, FL - April 3, 2026 - Juan Burgos Law, a Central Florida law firm representing bankruptcy and personal injury clients across Osceola, Orange, and Polk counties, has launched a free Florida Means Test Calculator ( Calculadora de Prueba de Medios ) designed specifically for Spanish-speaking residents.

The digital tool allows individuals and families to determine, in minutes, whether they financially qualify for Chapter 7 bankruptcy protection under federal law-with no login, no subscription, and no upfront cost.

The calculator is available in Spanish at: https://juanburgoslaw.com/es/calculadora-prueba-de-medios-florida/

What the Florida Means Test Is and Why It Matters

The Means Test is a federal income-based formula required under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). Anyone filing for Chapter 7 bankruptcy in Florida must pass it.

The test compares a filer's average monthly income over the year before filing against the Florida median income for a household of the same size.

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Below Median: Filers whose income falls at or below the median automatically pass.

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Above Median: Those above the median must complete a second calculation that deducts allowable living expenses to determine whether their disposable income is low enough to qualify.

Failing the Means Test does not eliminate bankruptcy as an option. Filers who do not qualify for Chapter 7 may still be eligible for Chapter 13 bankruptcy, which restructures debt over a three- to five-year court-approved repayment plan. Juan Burgos Law handles both Chapter 7 and Chapter 13 cases.

Why a Spanish-Language Tool Fills a Critical Gap

Florida's Hispanic population is the largest in the southeastern United States. In Osceola County alone, more than 55 percent of residents identify as Hispanic or Latino, according to U.S. Census Bureau data. Despite this demographic reality, the vast majority of bankruptcy-related legal tools and educational resources available online are in English only.

"Most of our callers are Spanish-speaking," said Juan Burgos, founding attorney of Juan Burgos Law. "They are hard-working people who have been hit by job loss, medical bills, or a car accident, and they don't know where to start. The Means Test is the first real question anyone needs to answer before we can talk about Chapter 7. We built this tool so they can get that answer on their own, in their language, before they even pick up the phone."

The calculator reflects current Florida median income figures published by the U.S. Department of Justice and is updated whenever those federal figures change. It covers all Florida household sizes and prompts users for the income sources most relevant to a typical consumer bankruptcy case, including:

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Wages and salaries

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Self-employment income

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Social Security benefits

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Rental income

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Regular contributions from household members

How the Calculator Works

Users can access the tool at no cost through the firm's Spanish-language website. The streamlined process involves four simple steps:

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Enter household size.

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Enter the average monthly gross income from all sources over the prior year.

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Submit the form.

The calculator immediately compares the input against the applicable Florida median and returns one of three results: The user likely qualifies for Chapter 7 , The user may qualify, but a secondary expense calculation is needed , or The user should explore Chapter 13 or other legal options .

The tool does not collect personal identifying information (PII) and does not constitute legal advice. Users whose results suggest potential eligibility are prompted to schedule a free, no-obligation consultation with the firm to confirm their financial situation and discuss next steps.

About Juan Burgos Law

Juan Burgos Law is a bilingual (English and Spanish) law firm serving clients throughout Osceola, Orange, Polk, and Seminole counties. Practice areas include Chapter 7 bankruptcy, Chapter 13 bankruptcy, 722 redemption, auto accidents, truck accidents, motorcycle accidents, and slip-and-fall injuries.

Founded by Juan Burgos, a Florida-licensed attorney, the firm was established with a primary mission of making high-quality legal representation accessible to the Hispanic community in Central Florida. All bankruptcy consultations are free, conducted in Spanish upon request, and require no upfront payment. The firm operates on a strict no-recovery, no-fee basis for all personal injury cases.

For more information, please visit https://juanburgoslaw.com/es/.

Media Contact
Company Name: Juan Burgos, Esq.
Contact Person: Juan Burgos
Email:Send Email [https://www.abnewswire.com/email_contact_us.php?pr=florida-bankruptcy-attorney-launches-free-spanishlanguage-means-test-calculator-for-hispanic-families-in-central-florida]
Phone: 407-505-4190
Address:1339 Arlington S
City: Orlando
State: Florida
Country: United States
Website: https://juanburgoslaw.com/

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