Best Crypto To Invest Now: This New Crypto Is Set For 1,000% Growth While SHIB Fails

The crypto market is cyclical, and not every token withstands the pressure. While meme coins like SHIB face volatility and limited utility, smart investors are turning to projects with real use cases. Mutuum Finance (MUTM) stands out as a crypto with strong fundamentals and a clear roadmap. Still in presale phase 7, the token offers an early entry price and potential for significant upside as development progresses and exchange listings near.

Shiba Inu (SHIB) Downfall

Shiba Inu (SHIB) has struggled to deliver meaningful gains in 2026, reflecting its underlying weaknesses. Despite early hype and meme-driven popularity, SHIB lacks strong utility or a sustainable ecosystem compared to functional defi crypto projects. Its price has remained largely stagnant, with high volatility discouraging long-term holders.

While SHIB attempted projects like ShibaSwap, adoption has been limited, and trading volumes have declined. Unlike tokens with real use cases, SHIB does not generate organic demand through lending, staking, or transactional activity.

Mutuum Finance (MUTM): Presale Momentum and 1,000% Scenario
Mutuum Finance (MUTM) has a total supply of 4 billion tokens and has raised approximately $20.55 million across all presale phases, reflecting strong investor interest. The current Phase 7 price is $0.04, with over 18,990 holders in the ecosystem, and 50% of the presale's allocated tokens already sold.

Experts project that, based on its utility and strong fundamentals, MUTM could see up to 1,000% growth post-launch. For perspective, an early investor who put in $2,000 during Phase 1 at $0.01 now holds $8,000 worth of tokens-a 4x return.

Phase 7 buyers, entering at $0.04, can still gain immediate profits when the listing price reaches $0.06, with long-term potential reaching 1,000% as adoption grows, potentially turning the same $2,000 investment into $20,000. Unlike meme-driven tokens, MUTM is focused on building real infrastructure before launch, making it a more credible choice for serious crypto investors.

Real Utility That Drives Sustainable Demand

The strength of Mutuum Finance (MUTM) lies in what it is preparing to deliver. The platform will allow users to lend, borrow, and stake digital assets inside structured liquidity pools. Almost every activity within the ecosystem will create demand for MUTM, supporting long-term value growth.

The protocol introduces two main models: Peer-to-Contract and Peer-to-Peer.
In the P2C model, lenders will deposit assets such as USDT and SOL into audited smart contracts. Borrowers will provide overcollateralized assets to access liquidity. Interest rates will dynamically adjust depending on pool utilization. When demand rises, rates increase, encouraging more deposits while limiting excessive borrowing. This system is designed to maintain balance and capital efficiency.

Depositors will receive mtTokens representing their share of the pool and accumulated interest. These mtTokens can also be used as collateral, increasing flexibility within the system. Borrowers will have the option to select variable rates or stable rates depending on their risk strategy. Over time, depositors will be able to withdraw principal plus earned interest, depending on liquidity availability.

As more users deposit and borrow within the P2C system, MUTM becomes integral to protocol activity. Increased circulation and real usage create organic demand, which is a major driver for price appreciation.

For higher-risk tokens like SHIB and DOGE, Mutuum will use a separate P2P model. This structure isolates volatile assets from the main liquidity pools. Lenders and borrowers will negotiate interest rates and loan terms directly, including partial fills. While lenders may face higher risk, they will also have the opportunity for higher returns. This design protects the core protocol while expanding earning options.

The P2P system broadens the appeal of the platform to more users, increasing token usage in multiple contexts. More participants mean more transactions, higher mtToken circulation, and greater demand for MUTM to interact with these features.

V1 Protocol Launch And Upcoming Listing

Mutuum Finance (MUTM) has already launched its V1 protocol on the Sepolia testnet. This allows users to test lending and borrowing features in a live environment using testnet assets. The V1 version includes liquidity pools, mtTokens, debt tokens, and an automated liquidator bot. Supported assets include ETH, USDT, LINK, and WBTC on testnet. By allowing users to experience the system before mainnet launch, the platform is building confidence and gathering real usage feedback.

This working protocol increases the chances of securing listings on Top tier exchanges. Exchanges prefer projects with audited contracts, active ecosystems, and clear utility. Once listed, users will not only trade the token but also participate in lending and borrowing immediately. That built-in functionality separates MUTM from many tokens that launch without real product support.

As adoption grows, demand for MUTM is expected to increase because it acts as the foundation of the ecosystem. Lending, borrowing, staking, and participation all connect back to token utility. This creates a feedback loop where platform growth can directly support token demand and will make 1,000% ROI realistic.

Final Verdict

In crypto investing, timing and utility matter. While SHIB and similar meme coins depend largely on sentiment cycles, Mutuum Finance (MUTM) is positioning itself as a structured DeFi protocol with clear use cases and a live testnet product. For investors searching for the best crypto to invest now, this new crypto coin presents an early-stage opportunity backed by real development progress and utility-driven demand. As the presale advances, the current price window may not remain open for long.

For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance

About Mutuum Finance

Mutuum Finance (MUTM) is an Ethereum-based, non-custodial decentralized finance (DeFi) protocol designed for lending and borrowing digital assets without intermediaries.

Contact Information
J. Weir
Contact@mutuum.com

This release was published on openPR.