openPR Logo
Press release

Why This Cheap Crypto Might Follow XRP's 300% Breakout

02-04-2026 11:32 AM CET | Business, Economy, Finances, Banking & Insurance

Press release from: PR Desk

Why This Cheap Crypto Might Follow XRP's 300% Breakout

Why This Cheap Crypto Might Follow XRP's 300% Breakout

The crypto market has always rewarded early conviction, especially when a low-priced asset combines real utility with disciplined growth. XRP's historic breakout showed how strong fundamentals, timing, and expanding use cases can turn a modest entry into a powerful rally. Mutuum Finance (MUTM) is now drawing similar attention during its presale phase, where pricing remains accessible while development, adoption, and visibility continue to build in a structured way.

XRP (XRP)

XRP experienced remarkable early growth during the 2017 bull market, surging from around $0.006 at the start of the year to over $2.30 by December-a staggering increase exceeding 35,000% overall. Shorter bursts within this period delivered explosive gains, including multi-hundred percent rallies in weeks driven by exchange listings, partnerships, and broader crypto hype. While not every segment hit exactly 300%, phases like late 2017 saw rapid 300%+ jumps amid FOMO and market momentum.

More recently, XRP echoed this pattern with a strong 300% surge in 2024, climbing amid regulatory progress and renewed adoption interest. These episodes highlight XRP's potential for sharp, catalyst-driven rallies after consolidation.

Looking ahead, projections for 2026 vary logically based on factors like institutional adoption, ETF inflows, Ripple's cross-border payment expansion, and macro conditions.

Conservative estimates place XRP around $2-$4, while bullish forecasts from analysts (including banks like Standard Chartered) target $8+, implying over 300% upside from current levels near $1.60. Long-term to 2030, optimistic scenarios reach $10-$27 if utility in global finance grows significantly. However, volatility, regulation, and competition remain key risks-growth depends on sustained real-world use rather than speculation alone.

Mutuum Finance (MUTM): A Lending Protocol Built for Real Demand

Mutuum Finance (MUTM) is structured around a dual lending model that will support both peer-to-contract and peer-to-peer markets. This design allows users to choose between liquidity pools with algorithmic rates or direct lending agreements with customized terms. By serving both passive liquidity providers and active borrowers, the protocol is set to capture a wider share of decentralized finance activity while keeping capital efficient.

Security remains a central focus as the platform advances. Mutuum Finance (MUTM) has undergone a CertiK audit that included manual code review and static analysis. The Token Scan Score stands at 90.00, while the CertiK Skynet Score is 79.00. The audit was requested on 2/25/2025 and revised on 5/20/2025, reinforcing the project's commitment to transparency and technical discipline. Alongside this, a 50,000 USDT bug bounty program has been introduced to encourage continuous testing.

Critical findings are rewarded up to $2,000, major issues up to $1,000, medium issues up to $500, and low-severity reports up to $200. This layered security approach strengthens confidence as the protocol moves closer to full deployment.
Community participation is being actively cultivated. Mutuum Finance (MUTM) is expanding its reach while maintaining engagement through giveaways and a 24-hour leaderboard system.

A $100K giveaway is set to reward ten winners with $10,000 worth of MUTM tokens each, reinforcing loyalty among early supporters. The live dashboard already allows investors to view holdings and calculate projected returns, while the Top 50 leaderboard distributes bonus MUTM tokens to the largest contributors. A new daily bonus feature adds further incentive, as the top-ranked user each day earns $500 in MUTM by completing at least one transaction within the 24-hour window. The leaderboard resets daily at 00:00 UTC, keeping competition active and engagement consistent.

Recently, Mutuum Finance (MUTM) has also launched its V1 protocol on the Sepolia testnet, allowing users to interact with a live lending and borrowing environment ahead of the mainnet release.

This version introduces liquidity pools, mtTokens, debt tokens, an automated liquidator bot, and support for ETH, USDT, LINK, and WBTC. Users can deposit assets and earn yield, such as depositing $3,000 worth of LINK and receiving interest as borrowing activity increases.

Borrowers can also unlock liquidity without selling assets, demonstrated by locking $6,000 in ETH to access around $4,000 in USDT. This real utility reinforces MUTM as a core defi crypto asset rather than a purely speculative token.

Growth Catalysts That Mirror Historic Breakouts

One of the strongest growth drivers is the introduction of a decentralized stablecoin that will aim to maintain a $1 value through overcollateralized borrowing. Minting will occur only against assets like ETH and will be limited to approved issuers with strict caps. This stablecoin will anchor Mutuum Finance (MUTM)'s lending markets, keeping liquidity circulating and creating recurring demand for MUTM as the ecosystem expands.

Another powerful catalyst lies in the project's expected exposure through upcoming exchange listings. Strong presale traction, combined with clear utility and active development, aligns with patterns previously seen in assets that later secured Tier-1 and Tier-2 exchange placements. Following listing at an expected price of $0.06, market analysts project a post-listing expansion of 10X, representing a 900% gain.

The roadmap further strengthens credibility. Phase 1 has been fully completed, and more than half of Phase 2 is already finished. Remaining goals include implementing advanced features, refining risk parameters, and developing advanced analytics tools. The updated whitepaper reflects these advancements, demonstrating active progress rather than static promises.

Final Verdict

Mutuum Finance (MUTM) stands at a stage where price accessibility meets expanding fundamentals. With disciplined tokenomics, real lending utility, audited security, and visible community growth, the project reflects many of the early traits seen before XRP's major rally. As presale phases advance and supply tightens, MUTM is positioned to follow a similar breakout path, rewarding those who recognize structured growth before the broader market catches on.

For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance

About Mutuum Finance

Mutuum Finance (MUTM) is an Ethereum-based, non-custodial decentralized finance (DeFi) protocol designed for lending and borrowing digital assets without intermediaries.

Contact Information
J. Weir
Contact@mutuum.com

This release was published on openPR.

Permanent link to this press release:

Copy
Please set a link in the press area of your homepage to this press release on openPR. openPR disclaims liability for any content contained in this release.

You can edit or delete your press release Why This Cheap Crypto Might Follow XRP's 300% Breakout here

News-ID: 4377268 • Views:

More Releases from PR Desk

The Best Crypto That Could Match Ethereum (ETH)'s ROI This Year
The Best Crypto That Could Match Ethereum (ETH)'s ROI This Year
Finding a crypto investment that can realistically mirror the early return profile of Ethereum (ETH) has always been rare. Most established assets have already captured their largest upside, while many new crypto launches lack real structure or long-term logic. In this scenario, Mutuum Finance (MUTM) stands out as a project that is still in its growth phase yet already anchored by working mechanics, audited infrastructure, and a clear economic model.
Bitcoin (BTC) Consolidates Under $80K, Investors Are Tracking This New Crypto Protocol
Bitcoin (BTC) Consolidates Under $80K, Investors Are Tracking This New Crypto Pr …
Bitcoin (BTC) is currently holding steady below the $80,000 mark, leading many to watch for the next big cryptomarket move. While the "king of crypto" consolidates, a new crypto wave of DeFi protocols is capturing the attention of the smart money. Investors are shifting their focus toward projects with lower entry costs and high utility that can outperform the market during these flat periods. This transition shows a growing appetite
Is Bitunix Legit? Verification, Licensing & Regulatory Compliance
Is Bitunix Legit? Verification, Licensing & Regulatory Compliance
Even though the regulatory environment for crypto exchanges has improved since the 2022 bear market, there is still a strong focus on compliance. Increasingly, the idea of using an exchange that does not have proper licensing and regulatory oversight is far less appealing to the crypto community. The list of exchanges and users that have been burned by regulatory issues is long. In the past, platforms such as Xchange.cash and
Top 3 Cryptos To Invest Before the 2026 Bull Run Begins
Top 3 Cryptos To Invest Before the 2026 Bull Run Begins
As the market slowly positions itself for the next major cycle, many investors are already scanning the top cryptocurrencies that could benefit the most once momentum returns. The period before a bull run often rewards those who focus on utility, adoption potential, and early pricing advantages. In this phase of crypto investing, three names stand out for different reasons: Mutuum Finance (MUTM), XRP (XRP), and Binance Coin (BNB). Each represents

All 5 Releases


More Releases for MUTM

3 Reasons Why This Cheap Crypto Is Compared to XRP (XRP)'s Breakout Era
When XRP (XRP) was still cheap, few people imagined how fast attention, liquidity, and belief could stack up around it. That early phase was driven by utility, steady development, and growing trust during uncertain market moods. Today, many analysts are starting to draw similar comparisons with Mutuum Finance (MUTM), a new crypto currently moving through its presale journey while quietly building real DeFi infrastructure. Even as the crypto fear and
Mutuum Finance (MUTM) V1 Protocol Launch Has Experts Talking About 500% Upside
Mutuum Finance (MUTM) is starting to appear more frequently in crypto charts as analysts look for early-stage projects with real products on the way. With its V1 protocol already live on a public testnet and a presale moving steadily through phase 7, the conversation is shifting from speculation to potential upside. For some market watchers, this combination is what puts MUTM in discussions as the next crypto to hit $1
Cheap Token Below $1 To 3x Your Investment This Quarter
Mutuum Finance (MUTM) is positioning itself as a low-priced crypto asset with a clear utility story and visible traction. While many investors chase short-term moves in crypto prices, others look for structured opportunities where growth drivers are already visible. MUTM fits that narrative. The token is still priced well below $1, yet it already supports a working lending protocol, a growing presale base, and a roadmap focused on real usage
Why Mutuum Finance (MUTM) is the Top Crypto To Buy for Investors Fleeing the Car …
Cardano (ADA) faces increasing pressure, having broken below the critical $0.32 support level. Analysts warn of a potential further drop toward $0.27. This decline highlights the volatility of assets waiting for broader ecosystem adoption. For investors seeking to protect and grow their capital, moving into projects with active momentum and immediate utility is a smart strategy. This makes a presale project like Mutuum Finance (MUTM) a top destination, positioning it
Dogecoin Stalls as Investors Seek New 10x Crypto Opportunities, Experts Highligh …
When momentum fades in well-known assets like Dogecoin, investor behavior often shifts. Sideways price action tends to push attention away from mature coins and toward smaller assets with more room to grow. This is usually when early-stage opportunities start to enter the conversation. In early 2026, that pattern is playing out again. As Dogecoin struggles to regain traction, experts are pointing to cheaper altcoins that are still in their development
Best Crypto Under $1: Over 19,000 Investors Track V1 Protocol Launch
In a market where many projects rely on hype, a quiet technical revolution is taking place behind the scenes. Sophisticated market participants have begun moving away from stagnant assets toward protocols that offer functional utility. This transition is not accidental. It is the result of a long development cycle reaching its most critical milestone. When a project moves from a conceptual roadmap to a live, interactive system, it signals a