Bitcoin (BTC) Consolidates Under $80K, Investors Are Tracking This New Crypto Protocol

Bitcoin (BTC) is currently holding steady below the $80,000 mark, leading many to watch for the next big cryptomarket move. While the "king of crypto" consolidates, a new crypto wave of DeFi protocols is capturing the attention of the smart money. Investors are shifting their focus toward projects with lower entry costs and high utility that can outperform the market during these flat periods. This transition shows a growing appetite for innovative technology that offers more than just store-of-value potential.

Bitcoin (BTC)

Bitcoin (BTC) is currently trading at approximately $77,500, with a market capitalization of roughly $1.52 trillion. While it remains the undisputed king of the sector, its growth has slowed down in early February. The asset is caught in a tight range, struggling to reclaim the psychological $80,000 mark. Macroeconomic pressures and a shift in global interest rates have turned many bulls into cautious observers.

Technically, Bitcoin is facing massive resistance between $82,000 and $86,000. Every attempt to push higher has been met with heavy selling from institutional desks. Many analysts have shared a not-so-attractive price prediction for the first half of 2026. They suggest that BTC might only see a 1.2x increase to around $92,000 by mid-year. This limited upside is pushing "smart money" to search for higher-growth opportunities in the decentralized finance (DeFi) sector.

Mutuum Finance (MUTM)

As Bitcoin consolidates, Mutuum Finance (MUTM) is gaining traction for its advanced lending and borrowing protocol. Built on the Ethereum network, it is creating a dual-market system. The Peer-to-Contract (P2C) market offers instant liquidity, while the Peer-to-Peer (P2P) market allows for custom loan deals. The goal is to allow users to access liquidity without ever having to sell their long-term crypto holdings.

The V1 protocol launch on the Sepolia testnet has transformed the project from a concept into a fully operational platform. This environment allows the community to interact with a high-fidelity version of the final ecosystem.

A major part of this release is the introduction of live liquidity pools for four key assets which are WBTC, USDT, ETH, and LINK. Users can supply these tokens to the pools to provide depth to the market or use them as the foundation for borrowing.

The system manages these transactions using two specialized types of tokens to ensure transparency and accuracy. When you supply an asset like USDT, the protocol issues mtTokens, such as mtUSDT. These serve as yield-bearing receipts that reflect your share of the pool. As borrowers pay interest back into the system, the value of your mtTokens grows relative to your original deposit, allowing you to accrue yield automatically.

On the other side of the transaction, the protocol uses Debt Tokens to track liabilities. When a user borrows against their collateral, these tokens are minted to represent the exact amount of the debt plus any accruing interest over time.

MUTM Presale and Accessibility

The growth of Mutuum Finance has become a major highlight in the market this year. The project has successfully raised over $20.25 million and now supports a growing community of more than 19,000 holders.

This momentum is supported by a transparent presale distribution model where 45.5% of the 4 billion total MUTM tokens are dedicated to the community phases. Currently, the project is moving through Phase 7 with the token priced at $0.04.
Since the official launch price is confirmed at $0.06, those participating now are securing a 50% MUTM discount. The rapid sell-out of earlier stages suggests that the remaining supply for this phase is decreasing quickly as the project nears its full market debut.

To keep the community engaged, the protocol features a 24-hour leaderboard. Every day, the top daily contributor is rewarded with a $500 bonus in MUTM tokens. Participation is also very easy for everyone. Unlike other projects that require complex wallets, Mutuum Finance supports direct card payments. This allows new investors to join the ecosystem using their bank cards in just a few clicks.

Stablecoins, Oracles and Verified Safety

Looking forward, Mutuum Finance's official roadmap has major plans to scale. The team has outlined the development of an over-collateralized stablecoin. This asset will be backed by the interest-earning collateral held within the protocol. This is crucial because it allows borrowers to access stable funds while their initial assets continue to grow. To ensure accurate pricing, Mutuum Finance also plans to integrate Chainlink Oracles. This protects the system from price manipulation and ensures that every loan is safely backed by real-time data.

Security is the top priority for the protocol. Mutuum Finance has successfully completed a full security audit by Halborn, a world leader in blockchain protection. It also earned a high 90/100 score from CertiK and maintains a $50,000 bug bounty. These steps confirm that the smart contracts are robust and ready for global usage. As Phase 7 sells out at record speed, the window to join before the $0.06 launch is closing fast.

For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance

About Mutuum Finance

Mutuum Finance (MUTM) is an Ethereum-based, non-custodial decentralized finance (DeFi) protocol designed for lending and borrowing digital assets without intermediaries

Contact Information
J. Weir
Contact@mutuum.com

This release was published on openPR.