Optimus Fintech Unveils Its Complete Payment Reconciliation Suite: Multi-Gateway Matching, Bank Automation, Settlement Validation & Real-Time Dashboards

Optimus Fintech, a leading provider of enterprise payment intelligence solutions, today announced the launch of its fully upgraded Payment Reconciliation Suite, designed to help businesses automate, standardize, and streamline high-volume financial operations across all payment touchpoints. Built for fast-growing enterprises, banks, NBFCs, payment aggregators, and digital businesses, the new suite delivers complete reconciliation coverage-from transaction ingestion to settlement validation-within a unified platform.

The new release strengthens Optimus Fintech's position as one of India's most comprehensive reconciliation technology providers. The suite is built on an API-first architecture that connects seamlessly with payment gateways, banks, ERPs, wallets, UPI rails, COD partners, and financial systems, ensuring end-to-end data accuracy and operational visibility.

As digital payments scale exponentially, manual or semi-automated reconciliation can lead to leakages, revenue loss, compliance gaps, and operational delays. An Optimus Fintech spokesperson explained "Our upgraded Payment Reconciliation Suite gives enterprises a fully automated engine capable of handling millions of transactions with 99.98% accuracy, eliminating operational bottlenecks and reducing financial risk."

The suite includes several core modules:

Multi-Gateway & Multi-PSP Reconciliation

The platform automatically ingests and matches transaction data from all major payment gateways and processors. Businesses can reconcile UPI, cards, netbanking, wallets, and BNPL transactions using intelligent matching rules and real-time validation.

Bank Statement Automation

Optimus Fintech's ingestion layer connects directly with banking partners to fetch daily statements, settlement files, and payout reports. Automated mapping ensures every penny is tracked, matched, and verified without manual intervention.

Settlement Validation & Exception Management

The suite detects short settlements, delayed settlements, duplicate entries, and mismatches instantly. Exception workflows allow finance and operations teams to resolve issues using rule-based approval flows, comments, and automated notifications.

Refunds, Chargebacks & Dispute Handling

To support customer-facing workflows, Optimus provides a dedicated module to manage refund tracking, status monitoring, chargeback classification, and post-dispute reconciliation-ensuring end-to-end coverage of every financial touchpoint.

Real-Time Dashboards & Audit-Ready Reports

Finance leaders gain actionable insights through customizable dashboards that display payment reconciliation status , settlement timelines, ageing summaries, mismatch history, and T+1/T+2 compliance metrics. Built-in audit logs make the platform fully compliant with internal and regulatory standards.

The release also introduces AI-enabled anomaly detection, allowing the system to identify unusual patterns, unexpected settlement behaviour, missing records, or suspicious transaction clusters-strengthening financial governance for enterprises handling large-scale payments.

Optimus Fintech Inc.
1700 Montgomery St, San Francisco, California 94111

Website: https://optimus.tech/

Optimus Fintech is a leading enterprise payment intelligence and reconciliation platform that enables organizations to gain complete control over their financial data. With a mission to simplify and automate financial operations, Optimus provides solutions for payment reconciliation, settlement automation, revenue leak detection, unified ledger management, and advanced financial analytics. The company serves fintechs, banks, NBFCs, enterprises, and high-volume payment businesses across India and emerging markets.

This release was published on openPR.