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Quinance Unveils Qpay Protocol - The First Hashtag-Based Payment System in the World

10-09-2025 09:20 AM CET | Business, Economy, Finances, Banking & Insurance

Press release from: King Newswire

Quinance Unveils Qpay Protocol - The First Hashtag-Based

From Hashtags to Wallets, QPay Bridges Finance and Social Media with the QPAY Token and a Modular Web3 Ecosystem.

Delaware, United States, 9th Oct 2025 - Quinance Aureus Technologies Inc. today announced the global launch of the QPay Protocol, a groundbreaking Web3 payment infrastructure that transforms the way people send and receive money across both traditional and blockchain systems.

At its core, Qpay introduces the world's first hashtag-based payment system, allowing anyone to transfer funds securely and instantly by using a simple hashtag such as #JohnLunch or #SaveWithMary; instead of long wallet addresses or complex bank details. Each hashtag becomes a programmable, secure financial rail, seamlessly connecting people through the language of the internet.

"We're building the bridge between the future of finance and the language of the internet. The Qpay Protocol makes payments as easy as posting a hashtag turning social language into financial utility."

A New Era of Finance: Where Social Meets Blockchain. The Qpay Protocol operates as a multi-chain, interoperable payment layer, connecting Solana, Ethereum, and BNB Chain for unified settlements, tokenized payments, and automated cross-network transfers.

This technology also powers the upcoming Quinance App, a next generation financial platform that integrates personal banking, association management, and CRM functionalities for individuals, nonprofits, and enterprises. Initially rolling out across Africa, Quinance aims to empower millions with inclusive, intuitive digital tools that merge decentralized finance and everyday banking.

To ensure compliance and scalability, Quinance is undergoing regulatory licensing processes, including Payment Solution Service Provider (PSSP) approvals across key jurisdictions.

About QPay & QPAY Finance

Qpay is a modular Web3 finance ecosystem built around its native QpAY Token. The platform enables seamless peer-to-peer social payments, organizational finance, and community governance. With Delaware incorporation, pPay operates under U.S. regulatory standards while expanding globally through strategic regional hubs.

Already Launched Modules

o Revenue Share Mechanism: Token holders with >= 0.5% of total supply can opt in for quarterly revenue share dividends through smart-contract automation.

o Decentralized Exchange Liquidity: QPAY/SOL liquidity pools are live, signaling active trading and early adoption.

o TagtoPay / Social Transfers: Users can send tokens/funds by tagging usernames (e.g. on X / Twitter, Facebook, Telegram), mapping directly to blockchain wallet addresses and triggering instant settlements.

Upcoming Expansions (as per Tokenomics and Roadmap)

o DAO & Organizational Finance Tools: Empowering associations, cooperatives, and decentralized teams to manage assets transparently through Qpay.

o Cross-Chain Expansion: Bridging beyond Solana into multi-chain settlement.

o Governance & Staking Modules: Enabling holders to stake, earn yields, and vote on protocol updates.

o Token Utility & Incentives: Using Qpay for fees, partner rewards, and ecosystem participation.

o Merchant Payment Gateway: Integrating Qpay into online and in-person checkout systems.

What Makes QPay Unique

1. Hashtag-Based Payments: The world's first system turning hashtags into programmable, borderless financial rails.

2. Social-First Adoption: Peer payments through familiar social tagging -- no wallet addresses required.

3. Modular Ecosystem Design: Composable architecture enabling flexible product growth and third-party integrations.

4. Real Revenue Participation: Token holders share in quarterly network revenues -- moving beyond pure speculation.

5. Delaware Incorporation: Providing a credible U.S. legal foundation with global operational reach.

6. Live Market Activity: Active QPAY liquidity pools ensure transparency and fair price discovery.

Qpay invites global developers, businesses, and media to explore its Web3 financial ecosystem.

Visit www.qpay.finance to read the whitepaper and explore product updates.

Connect via X / Twitter (@Qpaylabs), and Telegram. Follow upcoming integrations, token releases, and merchant gateway rollouts.

For press or partnerships, contact info@qpay.finance

About Quinance Aureus Technologies Inc.

Quinance Aureus Technologies Inc. is a Delaware-incorporated fintech and blockchain company dedicated to building next-generation digital finance infrastructure. Through products like Qpay Protocol and the upcoming Quinance App, the company is pioneering socially intelligent, modular, and inclusive payment systems that unite traditional finance and decentralized networks.

Learn more at https://www.quinance.app/

Corporate & Legal Disclosures

o The company adheres to KYC/AML compliance as it scales into regulated markets.

o The Qpay Token is built on public blockchain infrastructure (currently on Solana, with multi-chain bridging planned).

o Qpay operates under Delaware incorporation.

Disclaimer: This release is for informational purposes only and does not constitute financial advice. Token values fluctuate; investing carries risk.

Contact Details

Organization: Quinance Aureus Technologies Inc.

Contact Person: David Brown

Website: https://www.qpay.finance/

Email: Send Email [https://dashboard.kingnewswire.com/release-contact/35082]

Contact Number: +13025584600

State: Delaware

Country: United States

Release Id: 09102535082

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