Press release
Australia Tops List of British Expat Mortgage Clients
Bristol, UK - 25 September 2025 - UK Expat Mortgage, a specialist expat mortgage brokerage, has released its latest year-to-date statistics for 2025, providing unique insights into the financial and geographic profiles of British expatriates investing in UK property.
Global Client Distribution
Australia leads the way, accounting for 10.8% of all clients seeking UK mortgages. The United States (8.0%), Saudi Arabia (8.0%), and the United Arab Emirates (6.9%) also ranked highly. Spain (6.2%), Canada (3.9%), France (3.9%), Germany (3.1%), New Zealand (3.1%), and the Netherlands (2.9%) completed the top 10.
Regionally, Europe (28.9%) and Asia-Pacific (27.1%) dominate, followed by the Middle East (20.1%) and North America (13.9%). Africa and Latin America make up smaller but notable shares of the market at 2.6% and 1.5% respectively.
Income & Borrowing Power
The report found that British expats earn significantly more than their domestic counterparts, with an average income of ?101,141. This translates into strong borrowing capacity, reflected in an average loan size of ?302,397 across applications processed in 2025.
Mortgage Application Trends
Residential mortgages narrowly outpaced buy-to-let activity, accounting for 51.1% of applications compared to 48.9% for investment properties. Within these categories:
Residential Purchases made up 46.0% of total applications.
Residential Remortgages accounted for 5.1%.
Buy-to-Let Remortgages represented 27.7%.
Buy-to-Let Purchases made up 21.2%.
This shift highlights growing interest among expats in securing UK homes for personal use alongside continued investment demand.
Market Implications
The data underscores several key trends shaping the expat mortgage market in 2025:
Australia remains the top hub for British expats financing UK property.
Middle East demand reflects ongoing professional opportunities and strong expatriate communities in Saudi Arabia and the UAE.
Residential purchases rising suggests a trend towards expats planning for long-term relocation or family security in the UK.
Investment confidence strong, with nearly half of expats still prioritising buy-to-let as a stable asset class.
About UK Expat Mortgage
UK Expat Mortgage is a specialist brokerage helping British expatriates and foreign nationals secure property finance in the UK. With one of the most comprehensive datasets on expatriate mortgage activity, the firm's insights are cited by financial publications, property analysts, and industry researchers.
For further information, interviews, or access to the full dataset, please contact:Email: josh@ukexpatmortgage.com
Website: www.ukexpatmortgage.com
Contact Details
Organization: UK Expat Mortgage
Contact Person: Josh Thompson
Website: https://www.ukexpatmortgage.com/
Email: josh@ukexpatmortgage.com
Country: United Kingdom
Release Id: 27092534495
The post Australia Tops List of British Expat Mortgage Clients appeared first on King Newswire. This content is provided by a third-party source. King Newswire is a press release distribution agency. We do not accept any responsibility or liability for the accuracy, content, images, videos, licences, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright concerns related to this article, please contact the company listed in the 'Media Contact' section above.
Legal Disclaimer: Information contained on this page is provided by an independent third-party content provider. king Newswire makes no warranties or responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you are affiliated with this article or have any complaints or copyright issues related to this article and would like it to be removed, please contact support@kingnewswire.com
This release was published on openPR.
Permanent link to this press release:
Copy
Please set a link in the press area of your homepage to this press release on openPR. openPR disclaims liability for any content contained in this release.
You can edit or delete your press release Australia Tops List of British Expat Mortgage Clients here
News-ID: 4200423 • Views: …
More Releases from King Newswire
BoBe Launches Testnet Introducing Baking A Transparent AI-Powered Alternative to …
BoBe, a Web3 platform combining AI-driven trading and audited smart contracts, has launched its public testnet. The project introduces "Baking," a new alternative to staking that distributes USDT rewards when trading bots generate profits.
September 2025 -- BoBe announced the launch of its public testnet and a global community campaign. The platform introduces "Baking", a transparent and gamified alternative to staking. With Baking, users swap into $BoBe tokens, send them into…
AKAS DAO Redefining the Future of Decentralized Finance with Olympus DAO 40 Inno …
AKAS DAO Redefining the Future of Decentralized Finance with Olympus DAO 4.0 Innovations
In the rapidly evolving landscape of Decentralized Finance (DeFi), projects that combine innovation, transparency, and community-driven growth stand out as true industry leaders. Akas DAO, a pioneering protocol built on the Polygon network and audited by Certik and Armors, is emerging as one of the most exciting movements in DeFi. With its groundbreaking approach rooted in Olympus DAO…
Hahas Heating and Cooling Promotes Furnace Repair Services Ahead of Cold Weather …
As cold weather approaches, Hahas Heating & Cooling has expanded its furnace repair and heating tune-up services throughout Gladstone, Liberty, and North Kansas City. With a growing number of homeowners searching for "furnace repair near me," the company is responding with emergency service, smart thermostat upgrades, and eco-friendly heating solutions. All work is performed by licensed technicians and includes no-obligation inspections for fall. Customers can book appointments online or by…
Damoov Launches Real-Time Location and Speed Streaming for Mobility Services
Damoov introduces a new service for real-time driver location and speed monitoring, delivered directly through its telematics SDK and API services. Using the driver's smartphone instead of costly hardware devices, the solution provides low-latency data streaming optimized for minimal battery and data usage. Product teams, insurers, fleets, and logistics providers can now integrate live tracking, speed compliance, and last-known position features seamlessly--enhancing safety, transparency, and responsiveness across mobility services.
United States,…
More Releases for Mortgage
Relocation Mortgage Market 2023: Sales and Industry Revenue Forecasts- Wells Far …
The Relocation Mortgage market has witnessed growth from USD XX million to USD XX million from 2017 to 2023. With the CAGR of X.X%, this market is estimated to reach USD XX million in 2029.
The report focuses on the Relocation Mortgage market size, segment size (mainly covering product type, application, and geography), competitor landscape, recent status, and development trends. Furthermore, the report provides detailed cost analysis, supply chain.
Technological innovation and…
Residential Mortgage Service Market to Witness Huge Growth by 2029 - Residential …
The Global Residential Mortgage Service Market: 2022 has been recently published by the Mr Accuracy Reports. The report offers a cutting edge about the Residential Mortgage Service market, which helps the business strategists to make the best investment evaluation.
"The recession is going to come very badly . Please get to know your market RIGHT NOW with an extremely important information."
The Residential Mortgage Service market industry report includes details about…
Mortgage Broker Market Set for Explosive Growth : Associated Mortgage Group, Mor …
Advance Market Analytics published a new research publication on "Mortgage Broker Market Insights, to 2027" with 232 pages and enriched with self-explained Tables and charts in presentable format. In the Study you will find new evolving Trends, Drivers, Restraints, Opportunities generated by targeting market associated stakeholders. The growth of the Mortgage Broker market was mainly driven by the increasing R&D spending across the world.
Get Free Exclusive PDF Sample Copy of…
Reverse Mortgage Providers Market Is Booming Worldwide | Live Well Financial, Op …
Reverse Mortgage Providers Market: The extensive research on Reverse Mortgage Providers Market, by Qurate Research is a clear representation on all the essential factors that are expected to drive the market considerably. Thorough study on Reverse Mortgage Providers Market helps the buyers of the report, customers, the stakeholders, business owners, and stockholders to understand the market in detail. The updated research report comprises key information on the market, such as…
Mortgage Broker Market Size [2022-2029] will reach at $ 565.3 bn by 2032 100% -T …
A recent market research report added to repository of MR Accuracy Reports is an in-depth analysis of global Mortgage Broker. On the basis of historic growth analysis and current scenario of Mortgage Broker place, the report intends to offer actionable insights on global market growth projections. Authenticated data presented in report is based on findings of extensive primary and secondary research. Insights drawn from data serve as excellent tools that…
Reverse Mortgage Providers Market 2021 Is Booming Worldwide | Live Well Financia …
Reverse Mortgage Providers Market describes an in-depth evaluation and Covid19 Outbreak study on the present and future state of the Reverse Mortgage Providers market across the globe, including valuable facts and figures. Reverse Mortgage Providers Market provides information regarding the emerging opportunities in the market & the market drivers, trends & upcoming technologies that will boost these growth trends. The report provides a comprehensive overview including Definitions, Scope, Application, Production…
