Press release
New Jersey Medicaid Trust Lawyer Christine Matus of The Matus Law Group Helps Families Navigate Medicaid Eligibility
Medicaid, also known as NJ FamilyCare in New Jersey, is a government program designed to assist individuals with limited financial means, including elderly individuals, disabled persons, and low-income families. A New Jersey Medicaid trust lawyer like Christine Matus helps clients structure their finances to meet eligibility requirements while maintaining financial stability. Through personalized legal strategies, such as Medicaid asset protection trusts and spend-down plans, Matus ensures that clients are well-prepared to navigate the Medicaid application process.
Understanding the difference between Medicaid and Medicare is essential for making informed decisions. While Medicare is a federal program that primarily serves individuals aged 65 and older or those with disabilities, Medicaid is a joint state and federal program focused on providing healthcare coverage based on income. A New Jersey Medicaid trust lawyer can assist families in determining which program best suits their needs and how to optimize their benefits. Christine Matus helps clients understand these distinctions and implement legal strategies that align with their long-term care goals.
Qualifying for Medicaid in New Jersey requires individuals to meet specific financial and medical criteria. Medicaid eligibility for seniors and disabled individuals falls under the NJ FamilyCare Aged, Blind, Disabled (ABD) Programs, which provide coverage for residents aged 65 and older, as well as individuals who are blind or disabled. Medicaid also extends coverage to low-income families and children, ensuring that those in need can access essential healthcare services.
Christine Matus explains that Medicaid eligibility is determined by strict income and asset limits. For 2025, the income limit for an individual applying for Medicaid in New Jersey is $2,901 per month, while for a married couple with both spouses applying, the limit is $5,802 per month. Additionally, asset limits are set at $2,000 for an individual and $3,000 for a married couple. These financial thresholds ensure that Medicaid resources are allocated to those who need them most.
"Understanding Medicaid eligibility rules is critical for families planning for long-term care. By taking proactive steps, individuals can protect their assets while securing the medical benefits they need," says Christine Matus.
One of the key challenges individuals face when applying for Medicaid is managing their assets to remain eligible. A New Jersey Medicaid trust lawyer can help clients utilize legal strategies to protect their wealth while complying with Medicaid regulations.
A Medicaid Asset Protection Trust (MAPT) is one of the most effective tools for safeguarding assets. This type of trust allows individuals to transfer assets out of their name while ensuring that they remain Medicaid-eligible. Once placed in a MAPT, these assets are no longer counted toward Medicaid's asset limits, helping individuals preserve their financial legacy.
For married couples, Medicaid-compliant annuities offer another way to protect assets. These annuities convert countable assets into a steady income stream for the non-applicant spouse, allowing the applicant spouse to qualify for Medicaid without leaving their partner in financial hardship. Christine Matus advises couples on how to structure annuities properly to maximize their benefits.
New Jersey enforces a five-year lookback rule for Medicaid applicants, meaning that any significant asset transfers made within five years of applying for Medicaid can result in penalties or delayed benefits. This rule is designed to prevent individuals from giving away assets to meet Medicaid eligibility requirements. A New Jersey Medicaid trust lawyer can help families plan ahead to avoid penalties and ensure a smooth Medicaid application process.
Christine Matus emphasizes the importance of strategic asset management, stating, "Medicaid planning should start early to avoid complications with the lookback rule. With careful planning, individuals can protect their assets while ensuring eligibility for essential healthcare services."
In addition to trusts and annuities, spending down assets in an acceptable manner is a common Medicaid planning strategy. Christine Matus guides clients through approved methods of asset reduction, such as paying off debts, including mortgages and medical bills, making home modifications for accessibility and safety, prepaying funeral and burial expenses, and purchasing exempt assets, such as a primary vehicle or household furnishings. These spending-down strategies allow individuals to meet Medicaid's financial requirements while maintaining their quality of life. By working with a New Jersey Medicaid trust lawyer, families can ensure compliance with state regulations while protecting their long-term financial interests.
Medicaid planning requires a clear understanding of state laws and financial strategies to avoid costly mistakes. With the guidance of an experienced New Jersey Medicaid trust lawyer like Christine Matus, individuals can take proactive steps to secure their healthcare needs while safeguarding their assets.
For families navigating the complexities of Medicaid eligibility, legal assistance can make a significant difference. Christine Matus and The Matus Law Group provide tailored solutions that help individuals plan for the future with confidence. Those in need of Medicaid planning services can reach out to The Matus Law Group to explore their options and receive professional legal support.
About The Matus Law Group:
The Matus Law Group is dedicated to helping individuals and families navigate estate planning, Medicaid planning, and asset protection. Led by Christine Matus, the firm provides legal strategies that ensure financial stability while maintaining eligibility for important benefits. With a deep understanding of New Jersey Medicaid laws, The Matus Law Group works closely with clients to develop customized plans that protect their assets and secure their future.
Embeds:
Youtube Video: https://www.youtube.com/watch?v=o_pXc9VVJG8
GMB: https://www.google.com/maps?cid=6876392708092026946
Email and website
Email: admin@matuslaw.com
Website: https://matuslaw.com/
Media Contact
Company Name: Matus Law Group
Contact Person: Christine Matus
Email:Send Email [https://www.abnewswire.com/email_contact_us.php?pr=new-jersey-medicaid-trust-lawyer-christine-matus-of-the-matus-law-group-helps-families-navigate-medicaid-eligibility]
Phone: (732) 281-0060
Address:81 E Water St #2C
City: Toms River
State: New Jersey 08753
Country: United States
Website: https://matuslaw.com/
Legal Disclaimer: Information contained on this page is provided by an independent third-party content provider. ABNewswire makes no warranties or responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you are affiliated with this article or have any complaints or copyright issues related to this article and would like it to be removed, please contact retract@swscontact.com
This release was published on openPR.
Permanent link to this press release:
Copy
Please set a link in the press area of your homepage to this press release on openPR. openPR disclaims liability for any content contained in this release.
You can edit or delete your press release New Jersey Medicaid Trust Lawyer Christine Matus of The Matus Law Group Helps Families Navigate Medicaid Eligibility here
News-ID: 3970516 • Views: …
More Releases from ABNewswire
New Memoir Grandma HAS Alzheimer's But It's OK by Dr. Marian Tally Simmons Brown …
In her moving new memoir, Grandma HAS Alzheimer's But It's OK, Dr. Marian Tally Simmons Brown shares the powerful story of an ordinary family's extraordinary journey caring for a beloved mother and grandmother living with Alzheimer's. Told through the eyes of the family grandchild, this deeply personal book captures the value of family bonds, the pain of watching a loved one decline, and the hope and strength that faith and…
All-in-One CRM Wealthy CRM Launches to Help Small Business Owners Save Time and …
Created by Kerim Gulec, Wealthy CRM [https://api.newsfilecorp.com/redirect/RYE8eU1BgQ] is a new all-in-one CRM platform designed to simplify how small businesses and entrepreneurs handle their sales and marketing operations.
All-in-One CRM Wealthy CRM Launches to Help Small Business Owners Save Time and Cut Costs
Wealthy CRM combines key business functions--customer relationship management, email and SMS marketing, online scheduling, review requests, and sales funnel development--into one integrated solution. Built with simplicity in mind, the system…
Lahore Developer Unveils AI-Powered Tool to Reinvent the "About Us" Page
Image: https://www.abnewswire.com/upload/2025/09/b99671ee6324b02444a5169ea6c4d7a5.jpg
Lahore, Pakistan - Crafting an "About Us" page - often one of the most visited yet most neglected sections of a website - is getting an artificial intelligence upgrade. A Lahore-based developer, has introduced BrandVoice AI Forge , a new tool designed to generate personalized, professionally styled "About" pages for businesses, entrepreneurs and freelancers.
The tool integrates a server-side AI model to produce content that reflects user-provided details such as…
Factory Farming Under Fire: Mounting Evidence Links Industrial Animal Agricultur …
Factory farming is fueling a global crisis for animals, people, and the planet. Each year, 92 billion land animals endure brutal conditions before slaughter, while industrial agriculture drives Amazon deforestation, methane emissions, water waste, and biodiversity loss. Human health is also at risk, with antibiotic resistance, chronic diseases, and zoonotic threats linked to industrial meat production.
September 2, 2025 - Factory farming, the dominant model of animal food production worldwide, has…
More Releases for Medicaid
Nassau County Medicaid Planning Lawyer Seth Schlessel Outlines Key Asset Protect …
Understanding which assets can be preserved during the Medicaid application process is critical, particularly in New York, where the financial thresholds and eligibility guidelines are highly specific. In a detailed blog post titled "What Assets Can You Keep When You Go on Medicaid?", Nassau County Medicaid planning lawyer Seth Schlessel (https://www.schlessellaw.com/what-assets-can-you-keep-when-you-go-on-medicaid/) of Schlessel Law PLLC breaks down the categories of assets applicants may retain without compromising their eligibility. The content…
Long Island Medicaid Planning Attorney Seth Schlessel Explains the Disadvantages …
Long Island Medicaid planning attorney Seth Schlessel (https://www.schlessellaw.com/disadvantages-of-a-medicaid-trust/) offers critical insight into the often-overlooked downsides of Medicaid Asset Protection Trusts (MAPTs), a popular estate planning tool for those aiming to preserve assets while qualifying for long-term care benefits. While these trusts can protect wealth from being depleted by nursing home costs, they also present legal and financial hurdles that require careful evaluation. At Schlessel Law PLLC, Seth Schlessel helps Long…
Long Island Medicaid Planning Attorney Seth Schlessel Explains Spousal Refusal i …
Long Island Medicaid planning attorney Seth Schlessel (https://www.schlessellaw.com/what-is-spousal-refusal-and-how-does-it-work/) provides insight into spousal refusal, a key legal strategy for protecting assets when one spouse requires long-term care. In Medicaid planning, spousal refusal allows a non-applicant spouse to legally decline to use their financial resources to pay for the care of the Medicaid applicant spouse. This approach is particularly relevant for married couples in New York who seek to safeguard their financial…
Nassau County Medicaid Planning Attorney Seth Schlessel Explains the Medicaid Sp …
Nassau County Medicaid planning attorney Seth Schlessel (https://www.schlessellaw.com/spend-down-medicaid-in-new-york/) provides essential information on the Medicaid Spend Down process, a crucial financial strategy for individuals seeking to qualify for Medicaid despite having income or assets above the eligibility limits. Through Schlessel Law PLLC, he helps individuals navigate Medicaid rules, ensuring access to essential healthcare services.
Medicaid Spend Down allows individuals who exceed Medicaid's financial thresholds to qualify by allocating excess income toward medical…
Long Island Medicaid Planning Attorney Seth Schlessel Offers Insights on Applyin …
Long Island Medicaid planning attorney Seth Schlessel (https://www.schlessellaw.com/how-to-apply-for-medicaid-on-long-island/), of Schlessel Law PLLC, recently shared vital information to help Long Island residents manage the complex aspects of applying for Medicaid and protecting their assets. Medicaid provides critical healthcare coverage for individuals and families with limited income, but its strict requirements often make the process overwhelming.
Medicaid plays a crucial role in covering healthcare expenses, including nursing home care and personal care services,…
Houston Medicaid Planning Attorney Whitney L. Thompson Releases Insightful Artic …
Houston Medicaid planning attorney Whitney L. Thompson (https://www.wthompsonlaw.com/when-should-medicaid-crisis-planning-be-considered/), of The Law Office of Whitney L. Thompson, PLLC, sheds light on the critical importance of Medicaid crisis planning. In an era where long-term care costs can impose significant financial burdens, understanding and implementing effective planning strategies can help families manage this complex matter without jeopardizing their financial stability.
Medicaid crisis planning serves as a safety net for individuals facing unforeseen health emergencies…
