Amazing Woman Network Offers First True Guaranteed Issue Life Insurance with Long-Term Care, Cancer, and Critical Illness Coverage - No Health Questions, No Medical Exams Required

The Amazing Woman Network (AWN) is breaking new ground in financial security by offering Allstate's first true guaranteed issue Life Insurance with Long-Term Care Coverage, as well as Cancer and Critical Illness policies-with no health questions and no medical exams required. This unprecedented opportunity ensures that everyone, regardless of their health status, can obtain coverage to protect themselves and their families from financial hardship caused by medical crises.

Unlike traditional health insurance that pays doctors and hospitals, these policies pay benefits directly to the insured, providing cash payments that can be used for medical bills, lost wages, household expenses, and daily living costs.

The Cost of Medical Emergencies & Why This Coverage is Critical

Medical debt remains the leading cause of bankruptcy in the United States, with studies showing that 66.5% of bankruptcies are tied to medical bills or lost income due to illness. The rising cost of care makes financial planning more urgent than ever:
-A private nursing home room costs over $108,000 per year.
-In-home care services exceed $60,000 annually.
-Cancer treatments, hospital stays, and critical illness recovery costs often force families into financial distress.

The lack of life insurance coverage in the Black community further compounds these financial challenges. According to LIMRA, nearly 46% of Black Americans do not have life insurance, leaving families vulnerable to financial hardships when emergencies arise. Additionally, an estimated 60% of adults in the U.S. have at least one pre-existing condition, often preventing them from qualifying for traditional life insurance policies.

"As a Financial Strategist and Life Insurance Agent, I see firsthand how financial insecurity devastates families when unexpected medical events occur," said Crystal L. Gunn, Founder and President of the Amazing Woman Network. "Too many people are denied life insurance due to pre-existing conditions or affordability concerns. These guaranteed-issue policies solve that problem by ensuring that everyone, regardless of health history, has access to protection."

Addressing Health & Financial Disparities for Black Women

AWN's mission is to empower Black women and their families through financial education, leadership development, and wealth-building strategies. Financial security is a key component of economic independence, and health disparities further compound the financial challenges many Black women face.
-Black women are 40% more likely to die from breast cancer than white women, despite similar diagnosis rates.
-Heart disease is the #1 cause of death for Black women, yet it often goes untreated due to medical bias and lack of preventive care.
-Black families are disproportionately affected by medical debt, making financial protection a crucial step toward closing the racial wealth gap.

"Black women and our families deserve financial security, and too many of us are one medical emergency away from losing everything," Gunn continued. "By making this guaranteed issue insurance available, we are ensuring that our community has access to financial protection that is too often denied to us."

What This Coverage Offers
-Guaranteed Issue Life Insurance with Long-Term Care Coverage - No health questions or medical exams required. Helps cover the costs of nursing home care, assisted living, and in-home care, preserving wealth and ensuring families can afford quality care.
-Cancer Insurance - Pays a lump sum cash benefit to the insured upon diagnosis, covering medical treatments, travel expenses, lost wages, and daily living expenses.
-Critical Illness Insurance - Offers financial protection against major illnesses such as heart attacks, strokes, and organ failure, ensuring families don't fall into financial hardship while recovering.

Enrollment is now open online at https://www.amazingwomannetwork.com/insurance.

Amazing Woman Network
16500 Joy Road #28253, Detroit MI 48228
admin@amazingwomannetwork.com
Press Contact: Nile A. Gunn

The Amazing Woman Network (AWN) is a mission-driven organization dedicated to empowering Black women and their families through financial education, leadership development, and wealth-building strategies. AWN provides access to resources, mentorship, and opportunities that foster economic independence, financial security, and generational wealth.

This release was published on openPR.