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Texas FHA Home Loans Announces Updates to FHA Title I Manufactured Home Loan Program for Texas Homebuyers

03-28-2025 06:08 PM CET | Business, Economy, Finances, Banking & Insurance

Press release from: Getnews

/ PR Agency: Spine PR
Texas FHA Home Loans Announces Updates to FHA Title I

Image: https://www.globalnewslines.com/uploads/2025/03/1743039366.jpg

U.S. Department of Housing and Urban Development (HUD) updates the Federal Housing Administration's Manufactured Home Financing Guidelines
Texas FHA Home Loans is pleased to announce significant updates to the Federal Housing Administration's (FHA) Title I Manufactured Home Loan Program [https://texasfha.org/manufactured-homes-and-fha-loans/], which will provide enhanced opportunities for Texas homebuyers looking to purchase or refinance manufactured homes. These updates are designed to make homeownership more accessible and affordable through the introduction of more favorable loan conditions and increased support for borrowers.

Enhanced Loan Features and Benefits

The FHA Title I Manufactured Home Loan Program, administered by the U.S. Department of Housing and Urban Development (HUD), has been a vital resource for homebuyers interested in purchasing manufactured homes, which are often more affordable than traditional site-built homes. The recent updates include:

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Increased Loan Limits: To accommodate the rising costs of manufactured homes and to help more families afford a home, the loan limits for purchasing manufactured homes have been increased.

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More Flexible Credit Requirements: Recognizing the diverse financial backgrounds of potential homebuyers, the FHA has adjusted its credit requirements to make financing more accessible to a broader audience.

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Reduced Insurance Premiums: Borrowers will benefit from reduced upfront and annual insurance premiums, decreasing the overall cost of obtaining a loan.

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Extended Loan Terms: To help reduce monthly payments, the program now offers longer loan terms, giving borrowers more flexibility in managing their finances.

Supporting Sustainable Homeownership

Texas FHA Home Loans is committed to supporting sustainable homeownership for Texans by providing loans that are not only accessible but also financially manageable in the long term. These updates to the FHA Title I Manufactured Home Loan Program reflect this commitment.

Eligibility and Application Process

Eligibility for the updated loan program requires that the manufactured home be the borrower's primary residence and meet specific safety and construction standards as outlined by HUD. The FHA has streamlined the application process by adopting the industry-standard Uniform Residential Loan Application (URLA) for Title I loans. This replaces the program-specific forms previously required, making it easier for lenders to process applications using existing systems and technology.

Expanding Access to Affordable Housing

"These updates to the FHA Title I Manufactured Home Loan Program will significantly impact Texas homebuyers, offering them more opportunities and flexibility to own a home," said Gerry Nicodemus, Business Development Specialist of Texas FHA Home Loans. "By aligning with current market prices, we can now help more families achieve homeownership through manufactured housing, which remains one of the most affordable paths to homeownership in today's challenging market. We are excited to roll out these changes and help more families achieve their dream of homeownership."

For more information on the updated FHA Title I Manufactured Home Loan Program or to start your application process, please visit https://TexasFHA.org [https://texasfha.org] or contact a representative at (832) 598-5029.

About Texas FHA Home Loans

Texas FHA Home Loans is a leading source of information for FHA mortgage products, including manufactured home loans. With a focus on innovation and customer service, Texas FHA Home Loans is dedicated to helping Texans achieve their homeownership goals through affordable, reliable mortgage solutions.

Media Contact:

Gerry Nicodemus, NMLS #286371

Business Development Specialist / FHA Consultant

Texas FHA Home Loans

Email: info@texafha.org

Phone: (832) 598-5029

Note: The FHA Title I Manufactured Home Loan Program is administered by the U.S. Department of Housing and Urban Development (HUD). For complete program details, visit http://www.hud.gov/program_offices/housing/sfh/title.

Disclaimer: This press release may contain statements that project future plans and prospects, which are based on current expectations and are subject to risks and uncertainties. Actual results may differ.
Media Contact
Company Name: Texas FHA Home Loans
Contact Person: Gerry Nicodemus, NMLS #286371 Business Development Specialist
Email: Send Email [http://www.universalpressrelease.com/?pr=texas-fha-home-loans-announces-updates-to-fha-title-i-manufactured-home-loan-program-for-texas-homebuyers]
Phone: (832) 598-5029
State: Texas
Country: United States
Website: https://TexasFHA.org

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