Press release
Jeffrey Martin Wiltse, aka TheChosenMortal, Advocates for Fair Mortgage Servicing Amid Consumer Financial Protection Bureau Scrutiny
Real estate is an industry with many current challenges such as rising costs, fewer available materials, delays in materials being shipped, and a shortage of labor. For consumers, however, the challenges don't stop at closing. Statistics show that mortgage servicers are sometimes scrutinized for misrepresenting transactions on statements, charging unauthorized amounts, and failing to terminate PMI on time. One Nevada resident, Jeffrey Martin Wiltse, aka TheChosenMortal, knows all too well the struggles of working through these types of challenges. Now, he is advocating for fair mortgage servicing practices.
In April 2024, the CFPB [https://www.consumerfinance.gov/about-us/newsroom/cfpb-takes-action-to-stop-illegal-junk-fees-in-mortgage-servicing/] took action to stop mortgage servicing "junk" fees. These fees included items such as unauthorized inspection fees, violating loss mitigation rules, and more. The matter was resolved when mortgage servicers refunded fees to consumers. Still, according to TheChosenMortal, this is just one piece of the puzzle.
Homeowners who are struggling financially do have rights. Some of these rights and resources include a temporary payment pause, forebearance, and more. While there are programs in place to help homeowners stay in their homes, these programs do not help everyone. TheChosenMortal is advocating for the revamping of mortgage servicing regulations to eliminate unfair practices. "The removal of junk fees was an important first step," said TheChosenMortal. "The fact remains that there is still much work to be done."
TheChosenMortal is currently struggling to stay in his own home, and although his mother stepped in to help, she has been treated poorly over the ordeal. "My mom has been my rock," said TheChosenMortal. "We will get through this, but I'm passionate about helping others get through their situations, too. I also want to make sure these kinds of violations don't happen to others."
Learn more now by visiting https://medium.com/@aciddrops. Follow TheChosenMortal on Twitter/X: @thechosesnmortal and
LinkedIn: https://www.linkedin.com/in/jeffrey-wiltse-1195a419/ .
Media Contact
Company Name: TheChosenMortal
Contact Person: Jeffrey Martin Wiltse
Email: Send Email [http://www.universalpressrelease.com/?pr=jeffrey-martin-wiltse-aka-thechosenmortal-advocates-for-fair-mortgage-servicing-amid-consumer-financial-protection-bureau-scrutiny]
City: Las Vegas
State: Nevada
Country: United States
Website: https://www.linkedin.com/in/jeffrey-wiltse-1195a419/
This release was published on openPR.
Permanent link to this press release:
Copy
Please set a link in the press area of your homepage to this press release on openPR. openPR disclaims liability for any content contained in this release.
You can edit or delete your press release Jeffrey Martin Wiltse, aka TheChosenMortal, Advocates for Fair Mortgage Servicing Amid Consumer Financial Protection Bureau Scrutiny here
News-ID: 3575228 • Views: …
More Releases from Getnews
Spectrum Electric Redefines What It Means to Be a Full-Service Electrical Partne …
Image: https://www.globalnewslines.com/uploads/2025/12/f1b1018646e29745b0c22c200a9eee9e.jpg
Spectrum Electric, a Central Florida-based electrical contractor led by CEO Richard Forthman, is gaining regional attention for its proactive, client-focused approach to electrical service and commercial construction.
With more than 15 years in business and significant growth under Forthman's leadership over the past eight years, Spectrum Electric has positioned itself as an up-and-coming regional leader in the electrical contracting industry. While the company maintains a strong residential and service footprint…
The U.S. Green Card: Turning a Temporary Stay into a Permanent American Future
Image: https://www.globalnewslines.com/uploads/2025/12/1766183100.jpg
For many people, a U.S. visa is only the beginning. What they truly want is certainty - the ability to live, work, and plan their future in the United States without expiry dates, renewals, or ongoing fear that a single decision could unravel years of effort.
That certainty is called a Green Card.
Yet despite its importance, the Green Card [https://larhdellaw.com/] process is often misunderstood. Some believe it is only for…
The L-1 Visa: How Global Businesses Expand to the U.S. Without Starting From Scr …
Image: https://www.globalnewslines.com/uploads/2025/12/1766182907.jpg
For international companies with ambitions to enter the United States, few visa options are as powerful - or as misunderstood - as the L-1 Intracompany Transfer Visa.
When used correctly, the L-1 visa allows established businesses to expand into the U.S. market, transfer trusted senior staff, and build a long-term American presence without relying on lotteries, third-party sponsors, or speculative investment routes. When used incorrectly, it becomes one of the…
The B-1/B-2 Visitor Visa: Why Careful Preparation Matters More Than Ever
Image: https://www.globalnewslines.com/uploads/2025/12/1766182346.jpg
The B-1/B-2 visitor visa [https://larhdellaw.com/]is often described as the most common U.S. visa. That description, while true, can be misleading. Its familiarity causes many applicants to underestimate how closely these visas are scrutinised - and how easily an application can be refused.
In today's immigration environment, visitor visas are assessed with a level of caution that surprises even experienced international travellers. The rules themselves have not dramatically changed, but how…
