Press release
Should I change my Medicare Advantage Plan during Open Enrollment
The Annual Enrollment Period for Medicare Advantage and Prescription Drug Plans will be October 15-December 7, 2023. During this period, Medicare Beneficiaries can switch can enroll in or change their Florida Medicare Advantage plan.To help you decide if you should change your 2024 Medicare Advantage Plan, your insurance company will send you an Annual Notice of Change form. You should receive this form by the end of September. This form will give you a comparison of your plan's costs and benefits in 2023 vs. its' costs and benefits in 2024.
If you decide to switch your plan, your new plan will take effect on January 1, 2024.
Why you May Want to Change your Medicare Advantage Plan:
Change in 2024 Medicare Advantage Plan Costs:
1) Your plan's premium has gone up.
2) Some of your copays have gone up.
3) The plan's Annual Maximum out of Pocket has gone up.
4) Your drug costs will go up.
5) If one or more of Your Providers is Out of Network
and you are in an HMO, your plan won't cover your costs.
In a PPO, you can still see that provider, but your costs may go up.
This could happen if your health has changed and you need to see Specialists who don't take the plan.
6) You Need More Provider Coverage:
You may be enrolled in an HMO and want to switch to a PPO so you have a greater provider choice.
This may happen if you will be traveling or living part-time in another area in the United States and need a larger choice of providers.
7) You've decided to switch to Medicare Supplement Plan to have more freedom to choose your doctors.
8) Other Plans Have More Free Benefits such as Dental
Your Medicare Advantage plan has limited dental coverage and you need a lot of dental work next year.
9) Another plan offers a higher Over-The-Counter Benefit or pays your Part B Premium each month.
In summary, there are many factors to consider to help you decide if you should change your 2024 Medicare Advantage Plan. Do a plan analysis of multiple other plans in your local area is a difficult job.
I can help you do this. I have extensive training and experience to help you.
For expert help reviewing your current plan and looking at other plans, contact
Renee Lempert (561) 704-9302
10929 Carmelcove Circle, Boynton Beach, Fl. 33473
Renee Lempert, Manager
(561) 704-9302
reneelempert@gmail.com
Florida Seniors Health Insurance is an independent health insurance agency specializing in all types of Medicare plans from multiple National Insurance companies. These include Medicare Advantage, Medicare Supplement and Medicare Drug Plans.
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