Public Banks Dominate Organized Gold Loan Market in India

In India, gold loan industry has been growing rapidly owing to the rising needs of customers. In FY 2011, public banks were had more than 45% share in the total gold loan market. However, its share has been declining continuously due to slow growth compared to the NBFCs. However, it is expected that public sector banks will regain its share in future due to recent regulation of RBI against NBFCs. The loan-to-value ratio cap and other regulative measures will keep control on the growth of NBFCs and help the public sector banks’ gold loan market to grow in the coming years. Considering the above factors, the public banks gold loan market is anticipated to grow at a CAGR of more than 28% during FY 2012-2015.

According to our new research report, “Gold Loan Market in India”, the organized gold loan market has grown tremendously over a period of time, thanks to the changing consumer perception about gold loan, and rising loan requirements. A new trend of gold financing for purchasing has also been observed in the industry. For providing our clients a deep insight into the Indian gold loan market, we also conducted a primary research that studied the consumer behavior in the market. We found that the consumer outlook is changing as people are increasingly taking gold loans to meet their various short-term needs.

The region-wise analysis revealed that the organized gold loan market is mainly concentrated in the Southern India, while other regions are witnessing a comparatively low presence of organized players. It has been observed that the organized players are exploring the potential, and expanding their networks into North, East and West regions.

Our report, “Gold Loan Market in India”, covers extensive research and thorough analysis of the India Gold Loan Industry including market size, penetration, type of institutions, and share of major players along with their future forecast. It also covers future outlook of the industry covering various aspects and the impact of government regulations. Besides, the report also covers competitive landscape of the key players in the gold loan industry including public and private banks and specialized NBFCs. Above all, our research also includes an online survey for studying consumer behavior in the gold loan market and contains the findings and analysis drawn upon them. Overall, the report studies every aspect of the gold loan market in India, pertinent for any intending clients.

For FREE SAMPLE of this report visit: http://www.rncos.com/Report/IM423.htm

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