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Austin Bankruptcy Attorney Christy B. Christopher

02-29-2012 04:07 AM CET | Politics, Law & Society

Press release from: The Law Office of Christy B. Christopher

The Law Office of Christy B. Christopher (www.austintxbankruptcylawyer.net) helps individuals in the Austin, Texas, area with Chapter 7 bankruptcy, Chapter 13 bankruptcy, foreclosures, loan modifications and creditor settlements.

A business or an individual can declare bankruptcy once they have determined it is impossible to pay off their creditors. Bankruptcy gives people a chance to start over from a financial point of view, as it enables them to relieve most types of debt.

“Filing for bankruptcy can be a tough decision to make. When faced with this decision, people want to talk to someone who cares and can help them understand the bankruptcy process. They want to know if it’s the right decision for them. That’s where we can help. We have been helping people navigate the bankruptcy process for over nine years,” says Austin bankruptcy attorney Christy B. Christopher.

In a Chapter 7 bankruptcy, or liquidation bankruptcy, a person’s non-exempt assets are sold in order to pay off creditors. A reorganization bankruptcy, or Chapter 13 bankruptcy, can also involve the selling of assets, but more often than not Chapter 13 filers are able to retain a majority of their assets while addressing their creditors’ needs.

When a person is deeply in debt, climbing out may seem impossible. Many people want to pay back what they owe, but mounting financial pressures and the cost of ordinary living can make paying off debts seem a far away dream. In these cases, filing for Chapter 13 bankruptcy can be the extra boost a person needs to start paying back debts and restoring his or her good credit.

The Law Office of Christy B. Christopher offers a free 1-hour consultation and requires only $99 to start filing for Chapter 7 bankruptcy and $199 to start filing for Chapter 13 bankruptcy. Consultations can be scheduled by calling 512-436-2069.

Austin bankruptcy attorney Christy B. Christopher gives clients personal attention and puts their minds at ease immediately. She and her staff explain debt relief options in a way that is easy to understand, without using confusing legal jargon.

The Law Office of Christy B. Christopher
8217 Shoal Creek Blvd. Suite 104 A
Austin, TX 78757
512-436-2069

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