Susyzinn.com - Is life insurance really necessary?

LOS ANGELES, CA - May 18, 2020 - A lot of people wonder if life insurance is really necessary. The short answer, according to independent life insurance agent Susan Zinn, is yes.

"The long answer requires some understand of what life insurance is, what it does and how it affects the people you leave behind," she said. "Life insurance is not for you. It is for the people you care about."

FINANCES

Ms. Zinn says someone is depending on your income. When that stops, what will they do? A life insurance plans provides a financial cushion to give those people time to adjust to the new reality.

FUNERAL COSTS

The average cost of a funeral today is $7,000-$12,000. Who is going to pay that? Where will they get the money?

"A life insurance policy will cover funeral expenses. Most funeral homes are used to working with life insurance carriers, so that takes even more of the burden off the people you leave behind," she said. "Help the people you care about by taking that worry off their shoulders."

DEBTS

Many people die owning money. If you are making house payments, that is a debt that won't go away when you are gone. Life insurance can pay off debts. Mortgage--linked life insurance policies pay off the house when you are gone and, because it is linked to the debt owed, the premiums can decrease over time.

INVESTMENT

Life insurance can be an investment.

"This is something most people do not understand," she said. "Life insurance can make payoffs while you are alive and still have a final settlement after you are gone. These kinds of policies need to be tailored to an individual's needs."

Contact: Susana Zinn
Company: Susana Zinn - Independent Life Insurance Agent
Address: 610 Montecito Dr., Los Angeles, CA 90031
Contact Number: (714) 729-3616
Email: info@susyzinn.com
Website: www.susyzinn.com

For more information or to have Ms. Zinn start a search for the perfect policy for you, call (714) 729-3616 or visit www.susyzinn.com.

This release was published on openPR.