Press release
Could entry of Dental Insurance Provider solve the problem of oral awareness & accessibility in India: Ken Research
There is a dire need for upgrading dental infrastructure to improve accessibility and affordability by the poor in India looking at the statistics released by National Health Profile 2019 and WHO through various publications.At ground level, an inadequate number of doctors per population (1:10,926) and no standardization of dental treatment prices across cities have been restricting the penetration of dental care.
Why there is no Standalone Dental Insurance Company in India?
In 2015, Ocare, a Mumbai based company, was the first-ever company to launch dental insurance products in association with ICICI Lombard & New India Assurance. However, owing to scalability challenges & regulations by IRDA, the partnership couldn't succeed and Ocare decided to pause its operations. In December 2017, Ocare applied for a license as a Standalone Health Insurance Provider and to date (Jan 2020), is awaiting the same.
'Lack of data collection by dentists, fragmented nature of dentistry practice and lack of financial inclusion was the common challenges faced by us back in 2016', said Dr. Neeraj Sheth, Founder and Group Director at Ocare talking to Ken Research, India. He further emphasized on the bureaucratic challenges being currently faced by the company to obtain necessary licenses before launching their products.
Where does India stand today?
With marketing efforts from Chain clinics coming up in top cities of India, the population is becoming aware of the need to maintain oral care and undergo preventive treatment on a regular basis. Introduction of government schemes such as Ayushman Bharat Yojana, eDant Seva, etc. are welcoming steps aimed at affordable and accessible healthcare. Yet, there is still a long way to meet the standards set by developed regions.
Is it the right time to enter Dental Insurance in India?
"Mismatch between demand and supply of dental services and non-existence of such product to date paves the way for the entry of Dental Insurance because demand is there", said Dr. Sheth. During its operations in 2016-17, Ocare received tremendous response from dentists and sold more than 100,000 policies. In popular health insurance plans such as Apollo Munich Maxima Plan, Bharti AXA Smart Health, dental treatments find limited coverage and do not cover routine treatment charges.
It is expected that the existence of dental insurance products would prompt customers from top cities of Bangalore, Chennai, Delhi NCR and Mumbai to pursue preventive treatment over sick treatment. Higher adoption rates could also bring in the innovative technology and dental medical equipment capable of detecting fatal diseases such as Oral Cancer at early stages.
The excerpt of the interview is available at ___________ and the publication can be accessed at_____________.
For More Information, Click on the Link Below:-
https://www.kenresearch.com/banking-financial-services-and-insurance/insurance/feasibility-of-dental-insurance-in-india/308535-93.html
Companies Mentioned:-
Chain Clinics
Clove Dental
Apollo White Dental
32 Dental
Sabka Dentist
Axiss Dental
Health Insurance Companies
Apollo Munich
Max Bupa
ICICI Lombard
Bharti AXA
LIC
Bajaj Allianz
Dental Insurance Company
Ocare
Key Topics Covered in the Report:-
Overview of India Healthcare Infrastructure
Improvement in Infrastructure led by Private Players
Comparison of Healthcare Infrastructure with Developed Countries
Government Support
Overview of Dental Infrastructure in India
Patient Profile (Age-wise common Diseases, Prevalence of Diseases)
Challenges in Delivery of Oral Healthcare
Case Study of Clove Dental (Business Model, Operational Matrix, Financial Analysis)
Recent Investments in the Dental Industry
Evaluating Dental Infrastructure in Major Cities (Chennai, Bangalore, Delhi NCR, Mumbai, and Kolkata)
Number of Chain Clinics
Patient Profile of Chain Clinics
Prices of Common Treatment Procedures
Ticket Size per Visit
Macroeconomic Variables of City affecting Dental Insurance
Feasibility of Dental Insurance in India
Comparison of Dental Coverage in Top 6 Health Insurance Plans
Case Study of Ocare (Company Overview, Traditional Business Model, Success of Model, Strengths, Weaknesses, Insurance Plan, New Business Model, Current Status)
Interview with Dr. Neeraj Sheth, Founder and Group Director at Ocare
Related Reports by Ken Research:-
https://www.kenresearch.com/healthcare/medical-devices/philippines-medical-devices-market-outlook/231922-91.html
https://www.kenresearch.com/healthcare/medical-devices/singapore-medical-equipment-market/149667-91.html
https://www.kenresearch.com/healthcare/general-healthcare/india-dental-clinics-market-update/13083-91.html
Contact Us:-
Ken Research
Ankur Gupta, Head Marketing & Communications
Ankur@kenresearch.com
+91-9015378249
Ken Research Pvt. Ltd.,
Unit 14, Tower B3, Spaze I Tech Business Park, Sohna Road, sector 49 Gurgaon, Haryana - 122001, India
Ken Research is a Global aggregator and publisher of Market intelligence, equity and economy reports. We provides business intelligence and operational advisory in 300+ verticals underscoring disruptive technologies, emerging business models with precedent analysis and success case studies.
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