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Loans for Disabled People -Living on DSS Benefits

People who are suffering from any kind of physical or mental disability and are living on the benefits of Department of Social Security for some time ( DSS Benefits means certain amount of monetary help from government), can avail this special lending scheme called ‘loan for disabled people’. At times, it becomes difficult for such handicapped people to earn enough cash to meet their urgent day to day needs. They are provided some financial aid from department of social security which is generally small amount and may not be adequate to make their both ends meet. However those who are entitled for DSS aid, become eligible for these special lending programs. Disabilities such as physical handicap, cerebral palsy, blindness or deafness, limb loss due to accident or ailment, learning disability etc. come under this category.

These are short term loans and the dealing amount is small which has to be paid back easily. The loan amount varies between £50 and £1500 with repayment duration of two weeks to 31 days. People with poor credit performance can also apply for this loan but they are charged slightly higher interest rates.

These are unsecured loans which do not involve any collateral, co- applicant, bank or credit card statements etc. and like other short term, high risk loans, the interest rates in these loans are also high as compared to conventional loans. Proper and timely repayment of loan for all borrowers is important to avoid financial complications such as penalties etc. The loan approval procedure is swift and hassle free without involving any documentation, verification or assessment etc.

The loan seeker has to fulfill following mandatory conditions prior to applying for this loan:

* He should be a permanent resident of UK.
* His age should be 18 years or plus.
* He should have a valid social security number.
* He should be on the benefits of DSS for at least six months.
* He should have a valid, operative checking account in UK and his savings should be above £500. He has to prove his repayment capacity.

A post dated cheque of lending amount with interest and lender’s fees added to it is held as security.

The online lenders provide round the clock customer support such as for satisfying their queries, providing quotes and filling up application form etc. They only verify the particulars entered in application and after that the loan is granted instantly. To grab the loan with most competitive interest rate, the borrowers must study a number of lenders’ offers available online.

Melissa Mia is advisor of Cheap Loans for People on Benefits.For any dss benefits, Unemployment Benefit Loans visit

Stuart House
United Kingdom

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