Oak Credit Repair Has Built Trusting Relationships with Clients through Exceptional Services and Money-Back Guarantee

The average credit score in the state of Michigan is 677, and the average credit card balance is $5,622. While not necessarily bad for a credit score average, Michigan residents often run into problems with their credit reports and scores. Poor credit scores and red flags on credit reports can have devastating long-term effects for as long as 7 years. Oak Credit Repair is a leading Michigan-based credit repair agency that has helped several clients improve their credit reports and thus their prospects of living.

Individuals whose credit scores fall below what is considered a “good” credit score (700 and above) usually suffer in terms of employment, housing, education, and the prospect of securing loans. When it comes to median scores, one Michigan city—that is, Detroit—ranks as one of the 5 U.S. cities with the least median scores. Not unsurprisingly, many of Oak Credit Repair’s clients hail from Detroit.

Credit scores are generally categorized into 5 types: the lowest, such as 300–499 is the deep subprime; 500–600 is the subprime; 601–660 is near prime; 661–780 is prime; and 781–850 is super-prime. Anything that comes near-prime or above is generally tagged as a good credit score. With the help of Oak Credit Repair, clients have saved as much as $10,000 and more on car loans and $50,000 and more on mortgages, simply by having a better credit score.

Speaking about the relationship between good credit scores and the quality of living, a senior executive for Oak Credit Repair said, “Credit scores and reports don’t just affect your loan prospects. It does so much more. Your prospective employer might not want to hire you if you have a history of defaulting on loans. Mortgages become next to impossible. Finding affordable housing gets difficult because no landlord would be willing to lease out if your credit score shows you were unable to pay rent. Your whole life gets affected. Many of these problems are directly or indirectly caused by bad credit scores.”

At Oak Credit Repair, the firm takes a personalized approach to improve their clients’ credit scores. The process involves assigning each client a personal account manager, and a scrutiny of the credit card details to assess what may be affecting it. The account managers then approach relevant agencies—TransUnion, Experian, and Equifax among other creditors—to remove inaccuracies. The report, once corrected, is again re-analyzed and all potentially incorrect items are removed. If required, there are additional appeals made to the credit agencies.

Oak Credit Repair’s success rate is such that the firm does not flinch from offering a guaranteed money-back policy, and enjoys a genial relationship with its many clients.

About Oak Credit Repair

Oak Credit Repair is a credit repair firm based in Michigan that helps clients improve their credit scores by deleting incorrect items from their credit reports.

Contact

Web: https://oakcreditrepair.com/index.html

Toll Free Phone Number: (888) 625.2264

Phone: ​(248) 621.4488

Address: Oak Credit Repair, LLC
3076 W Rattalee Lake Road
Holly, Michigan 48442

3076 W Rattalee Lake Road, Holly MI 48442

Are you looking to hire credit repair experts? Our credit repair consultants offer free credit analysis across the U.S.A to help you out! Contact us today!

This release was published on openPR.