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Injury Attorney and Accident Lawyers in West Palm Beach

02-08-2011 12:36 PM CET | Business, Economy, Finances, Banking & Insurance

Press release from: floridalawteam

At Drucker law offices, our personal injury attorney in Boca Raton (also, Miami accident lawyer, North Miami accident lawyer, Pembroke Pines injury attorney, Miramar accident lawyer, Plantation attorney, Tamarac injury attorney, Coral Springs attorney, Fort Lauderdale accident lawyer), we assist our clients who were involved in an accident. We frequently answer the questions about what rights someone has if they have a crash. We are contacted by drivers who might or might not be at fault.

Let’s use an example. Mary and Joseph have been in a car crash. Mary is stationary at the red light. Joseph crashes into her car from behind. Joseph accepts responsibility for that collision and is issued a traffic ticket. Both Mary and Joseph go to hospital and are signed off sick from work for a week. They both see their doctors and are found to have sustained permanent injuries (required by law as being entitled to pain and suffering per earlier blogs). What rights to they have? and how they are different

As far as the car is concerned, Mary could put in a claim from Joseph’s property damage coverage. Since Joseph has accepted fault, his insurance company should fix Mary’s car. There would be no deductible and Mary's costs would all be covered by Joseph’s insurance. However, Mary's insurance would not fix Joseph's car. If Joseph has collision coverage, then he could get his car fixed through his own insurance but there likely could be a deductible, somewhere between $250 and $1,000. In the event of Joseph not having collision coverage, the price of fixing his car would have to be borne by him.

In Florida, PIP pays for 80 percent of medical bills and 60 percent of lost wages to a figure of $10,000.00, without regard for fault. Therefore, Mary and Joseph’s rights in terms of the PIP coverage are the same as 80 percent of these medical bills and 60 percent of the time they missed from work would be the same. However, Mary is in a position to make a claim against Joseph for the 20 percent out of pocket expenses and the 40 percent wages. Joseph is unable to make this claim against either Mary or her insurance companyJoseph could try to have his medical expenses paid through medical health insurance if he has any. In the event of temporary disability insurance like sick leave, then he can get additional monies from this source.

Lastly, allow us to consider the issue of pain and suffering. In Mary’s case, she would have a claim for pain and suffering to the extent that she has permanent injury (or death; or permanent disfigurement; or significant scarring). Joseph would not have a claim for pain and suffering.
As you may see, while the one that was at fault does have some rights, you will find much more rights for somebody who wasn't at fault. We help those people who find themselves not at fault in an accident. We offer a free consultation.

Have you right to claim compensation for injury in accident? To know, Contact Injury Lawyer West Palm Beach for advice. Our Injury Lawyer Boca Raton handles all types of injury cases and accident cases. For more information please visit our web site http://www.floridalawteam.com/west-palm-beach/

Contact Info:
Boca Raton – Principal Office
7777 Glades Road,Suite 210
Boca Raton,
33434
Florida
561-483-9199

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