Press release
Avoid Life Insurance Sales Tricks
If you're buying life insurance / term life insurance or know someone who is, it is very important for you to read and understand the 7 life insurance sales tricks below. It doesn't matter if you're buying term life insurance, whole life insurance, universal life insurance, or variable life insurance, the initial quoting process is very similar.These tricks are going on every day in every state...
-The "Birth Date -vs.- Age Trick" : With this trick, the agent tries to fudge the premium by using an age that don't fly when the policy is actually processed.
(Read more at www.savvyfinancial.com/savvy_life_insurance_sales_tricks.html)
-The "Rate Class Trick": With this trick, the agent tries to fudge your health rating, knowing full well that it won't fly when processing time comes...
(Read more at www.savvyfinancial.com/savvy_life_insurance_sales_tricks.html)
-The "Monthly -vs.- Annual Trick": With this trick, the agent tries to do the slight of hand trick and break down the price in a way that will not fly when processing occurs...
(Read more at www.savvyfinancial.com/savvy_life_insurance_sales_tricks.html).
-The "Life Insurance Company Ratings Trick": With this trick, the agent tries to do a bait and switch with the financial ratings to get you to buy a lower priced policy with a lower rated company.
(Read more at www.savvyfinancial.com/savvy_life_insurance_sales_tricks.html).
-The "Guaranteed -vs.- Non-Guaranteed Premium Trick": With this trick, the agent plays fast and loose with the gurantee of YOUR death benefit...this applies especially to whole life, universal life and variable life insurance policies...
(Read more at www.savvyfinancial.com/savvy_life_insurance_sales_tricks.html)
-The "Guaranteed -vs- Non-Guaranteed Values Trick": With ths trick, the agent tricks you into believing you will get a higher death benefit that you actually or probably will...
(Read more at www.savvyfinancial.com/savvy_life_insurance_sales_tricks.html)
-The "Order the Para-Med NOW Trick": WIth this trick, the agent tricks you into making a decision right now, when you're not comfortable yet...
(Read more at www.savvyfinancial.com/savvy_life_insurance_sales_tricks.html)
To learn about each of these tricks and specifically how to avoid them, read the full article at www.savvyfinancial.com
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