U.K. Personal Injury Litigation Analysis by Focusing on Market-Changing Reform in 2017

It has been noted that, in the U.K., total number of personal injury claims recorded during 2016-17 has fallen, but its categorized motor claims have marginally risen by 1.2% in 2016-17. This has affected the U.K. personal injury litigation market to some extent. To study in-depth, Market Research Hub (MRH) has lately added a research titled as “U.K. Personal Injury Litigation 2017” to its vast report repository. It is an in-depth study of the claims landscape of the personal injury market which covers motor, employer’s liability, public liability, and clinical negligence.

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Personal injury litigation is the claim accomplished for the physically or psychologically injury, as a result of the negligence or wrongdoing of another person, company, government agency, or other entity. It can vary from various personal injury claims such as motor vehicle claim, employer/public liability claim, clinic negligence claim and holiday sickness claims. It is analyzed that, holiday sickness claims are an emerging area of personal injury claims but are not expected to last beyond six to 12 months, due to regulatory clampdown.

The study explores the change in claim numbers over time and in relation to reforms such as LASPO. Moreover, the report discusses the upcoming regulatory changes such as the civil liability bill along with the discount rate, and the subsequent future impact these will have in the personal injury space. The report discusses topic is the role of CMCs and solicitors, and how this is likely to change in future. Further, claims management companies (CMCs) are continuing to consolidate and diversify their profits, as analyzed in the research study. The report also determines how claims numbers are changing across the personal injury market, and by specific insurance type it discovers emerging areas of personal injury claims.

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The discussed report talks about the market summary of the U.K. personal injury litigation followed by the personal injury claims market detailed overview. The subsequent claims market explains some important factors such as the emerging landscape of post-LASPO, the impact of LASPO has on the market, the civil liability bill that aims to reform personal injury claims, and the effect of discount rate on the cost of personal injury claims. The study further examines the segments of the personal injury claim including motor insurance and employers’ liability. As per the report, it has been spotted that the motor claims rose by 1.2% in 2016-17, whereas employers’ liability and public liability claims declined by 15.2% and 7.8% respectively.

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