Solana (SOL) $80 Floor at Risk: Why Mutuum Finance (MUTM) is Seeing Record Inflows Amid "Extreme Fear"

Solana (SOL) is under pressure. The price floor at $80 is now at risk as traders react to market fear. At the same time, Mutuum Finance (MUTM)[https://mk.mutuum.com/jbvui] is seeing record inflows. Even with "extreme fear" in the market, investors are moving funds into this new project. In this article, we look at why SOL is struggling and why MUTM is drawing so much attention right now.

Solana (SOL)

Solana is facing one of its most difficult technical challenges as we move through February 2026. The network currently has a market cap of around $35 billion, but this figure has shrunk significantly during the recent market slide.
Earlier in the cycle, Solana saw a massive surge that led many to believe it would easily reclaim its all-time highs. This optimism was fueled by its high-speed technology and growing ecosystem of apps.

However, the tide has turned. Solana is currently trading dangerously close to the $80 price level. Experts view this as a "must-hold" floor. If the price fails to stay above this mark, it could trigger a much larger sell-off.

Some analysts have shared a bad price prediction suggesting that a break below $80 could send the token toward a lower demand zone near $65. This fear of a deeper drop is causing many holders to move their funds into more stable or undervalued opportunities while the market sorts itself out.

Mutuum Finance (MUTM)

While Solana battles the bears, Mutuum Finance (MUTM) is experiencing a surge in interest. Mutuum Finance is an Ethereum-based protocol designed for decentralized lending and borrowing.

It removes the need for banks by using smart contracts to manage loans. This would allow users to earn interest on their holdings or borrow against them in a transparent and automated way.

The team is currently developing two distinct ways to interact with the platform. Peer-to-Contract or P2C lending lets users earn interest by adding to a shared pool while Peer-to-Peer or P2P lending allows for direct deals with custom rules between two people. These features are part of the long-term vision and are currently being refined for future release.

The project is currently in Phase 7 of its presale. This phase offers the token at a price of $0.04. This fixed pricing provides a shield against the "extreme fear" seen in the open market. This stability has helped Mutuum Finance raise over $20.6 million from more than 19,000 holders.

3 Reasons Why MUTM is Seeing Record Inflows

V1 Protocol Launch: The project recently reached a huge milestone by launching its V1 protocol [http://app.mutuum.com] on the Sepolia testnet. This is a live testing environment where the community can see the lending tools in action. It proves that the team is delivering on its tech goals. Users can test lending and borrowing with assets like ETH, WBTC, and USDT before the mainnet goes live.

Verified Security: Trust is vital during a market crash. Mutuum Finance has focused on safety from day one. The protocol has completed a manual code audit by Halborn Security.[https://x.com/MutuumFinance/status/2005637970943217780] It also maintains a high 90/100 trust score from CertiK. This high level of scrutiny gives large investors the confidence they need to commit funds during uncertain times.

Future Scaling Plans: The roadmap [https://docs.mutuum.com/extra/roadmap]for Mutuum Finance includes major updates that add long-term value. The team is planning to launch a native stablecoin that is fully over-collateralized. They also plan to integrate with Layer-2 networks to make transactions faster and cheaper.

The Shift Toward Utility and Security

The current market crisis is forcing investors to re-evaluate their portfolios. While Solana remains a major player, its current struggle at the $80 floor highlights the risks of high-volatility assets. Investors are no longer just looking for big names; they are looking for security and utility.

The record inflows into Mutuum Finance show that there is a high appetite for projects that have working technology and audited code. As the market moves through this period of extreme fear, the focus is shifting. Stable growth, transparent development, and early-stage opportunities like MUTM are becoming the new safe havens for those who want to survive the current crypto cycle.

For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance

About Mutuum Finance

Mutuum Finance (MUTM) is an Ethereum-based, non-custodial decentralized finance (DeFi) protocol designed for lending and borrowing digital assets without intermediaries.

Contact Information
J. Weir
Contact@mutuum.com

This release was published on openPR.