This New Crypto Under $0.05 Is Building a 600% Growth Case, Experts Say

The early 2026 crypto market is entering a phase where price elasticity matters more than hype. In early-stage tokens, even modest new demand can trigger strong price moves because supply is still being distributed and seller pressure is limited.

One project trading below $0.05 appears to be in this high-elasticity window. As it shifts from development toward live utility, the market may begin repricing it quickly. In this stage, relatively small capital inflows can create outsized valuation moves.

Mutuum Finance's Current Liquidity Phase

Mutuum Finance (MUTM) is a clear example of a token in its liquidity formation stage. The project is building a professional, non-custodial lending and borrowing protocol on Ethereum, but it is still in its structured distribution phase rather than full public circulation. MUTM is currently in Phase 7, priced at $0.04.

Since the token has not yet entered open market trading, liquidity is being introduced gradually through phased allocations. So far, Mutuum Finance has raised over $20.5 million and attracted more than 19,000 individual holders. This steady growth has created a broad base of participants who entered for long-term exposure rather than short-term flips.

In market terms, that kind of holder structure often reduces immediate sell pressure. With a confirmed launch price of $0.06, the token sits in a high-elasticity zone where new demand could have a stronger impact on price once broader trading access begins.

MUTM Supply Distribution

The first growth scenario is driven by the tightening of the available supply. Mutuum Finance has a total supply of 4 billion tokens, with exactly 45.5% (1.82 billion) set aside for early community participants. Reports show that more than 845 million tokens have already been sold. As Phase 7 sells out, the remaining allocation becomes smaller, and the "entry window" narrows.

In this first scenario, the demand from new investors entering the presale creates upward pressure on the phase pricing. Because the liquidity is not yet saturated, each new phase-like the jump to Phase 8 at $0.045-represents a guaranteed percentage increase for those already holding. This predictable, elastic growth is what has already allowed early participants to see a 300% surge from the initial $0.01 price in early 2025.

Post-V1 Protocol Liquidity Expansion

The second and more explosive growth scenario is tied to the V1 protocol launch. Mutuum Finance has officially activated its lending and borrowing engine on the Sepolia testnet. This is a functional version of the app where users can test lending pools, interest-earning mtTokens, and automated liquidation bots. This shift from a "concept" to a "working product" is a major catalyst for liquidity expansion.

Once the protocol moves from the testnet to the mainnet, live usage will begin. Borrowers will post collateral and lenders will supply assets to earn yield. This creates on-chain volume and attracts "liquidity providers" who help stabilize the market.

To many analysts, this transition is when the growth case moves from speculative to utility-driven. As thousands of users begin using MUTM to power their transactions, the demand becomes much more consistent, pushing the token toward analyst targets of $0.20 to $0.40.

Revenue-Driven Demand and Elasticity Compression

The final piece of the 600% growth case is the protocol's roadmap buy-and-distribute mechanism. Mutuum Finance uses a portion of its platform fees to buy back MUTM tokens from the open market. These tokens are then redistributed to the users who support the network. This creates a constant "floor" of buying pressure that is not dependent on market hype.

Over time, this buy-and-distribute model leads to elasticity compression. This means that while the price continues to rise, the volatility starts to decrease because there is a permanent buyer in the market (the protocol itself). This transition from a high-volatility early asset to a stable, revenue-generating utility token is the ultimate goal for Mutuum Finance.

With verified security from Halborn and a high CertiK trust score, the protocol is checking every box to ensure this growth is both sustainable and safe. When looking at the 2026 market, the window to catch this elasticity before it compresses is the most valuable opportunity available.

For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance

About Mutuum Finance

Mutuum Finance (MUTM) is an Ethereum-based, non-custodial decentralized finance (DeFi) protocol designed for lending and borrowing digital assets without intermediaries.

Contact Information
J. Weir
Contact@mutuum.com

This release was published on openPR.