Top Crypto to Buy With $750 in 2026: Experts Compare 3 Cheap Altcoins

As investors plan ahead for 2026, many are looking for cheap altcoins that offer a balance between affordability and long term potential. With market conditions constantly changing, choosing how to allocate a modest budget like $750 requires more than chasing hype. It calls for comparing fundamentals, use cases, and development progress.

In this article, analysts compare 3 cheap cryptocurrencies that are frequently discussed for 2026. The focus is on utility, adoption signals, and realistic growth outlooks, helping readers understand how different altcoins may fit into a long term crypto investment strategy without relying on unrealistic expectations.

Solana (SOL)

Solana remains one of the most established Layer 1 networks, known for fast transactions and low fees. It supports a large ecosystem of decentralized apps and stablecoin activity. SOL is currently trading near $86, with a market cap of around $49 billion, and is still down roughly 66% from its early 2025 highs.

From a technical view, Solana faces clear resistance. The first key level sits near $92, followed by a stronger zone around $126. These levels have triggered selling pressure in recent months. While SOL may continue to recover over time, its size limits upside. A $750 investment is more likely to see steady gains than explosive growth, which is why some investors are now exploring smaller, earlier stage protocols.

Binance Coin (BNB)

Binance Coin is the native token of the Binance ecosystem and its smart chain. It trades around $628, supported by a large market cap near $92 billion. BNB gained its reputation during earlier cycles due to strong exchange utility and rapid adoption.

Today, that same size works against it. Resistance has formed near $650, and price action has remained tight. With such a high valuation, large multipliers are harder to achieve. This is why some traders are now comparing BNB's early growth phase to newer projects like Mutuum Finance, which are still building infrastructure at a much smaller scale and earlier point in their growth cycle.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a decentralized, non custodial lending and borrowing protocol built for the modern economy. It allows users to earn yield or borrow against their crypto without selling their holdings, while keeping full control of their funds through smart contracts.

The protocol is designed around a dual market structure. Peer to Contract P2C pools provide instant liquidity, while Peer to Peer P2P markets, planned for later releases, are intended to support custom loan terms. Yield in P2C pools is variable and depends on usage. For example, if a pool offers 6% APY, supplying $10,000 could generate about $600 in annual yield, assuming demand remains stable. Rates are not fixed and adjusted based on borrowing activity.

The project's growth has been nothing short of impressive. To date, Mutuum Finance has raised over $20.4 million in funding and has built a massive community of more than 19,000 holders. Currently, the project is in Phase 7 of its presale, with the MUTM token priced at $0.04. Since its initial launch at $0.01, the token has already seen a 300% increase in value. With a confirmed $0.06 launch price, current participants are securing a significant discount before the token hits the open market.

Why SOL and BNB Veterans Are Moving to MUTM

Mutuum Finance is attracting attention from investors who previously entered projects like Solana and Binance Coin at early stages. The shift is driven by a familiar pattern: building a real product first and prioritizing security. A key moment came when the team confirmed via an official post on X that the V1 protocol is live on the Sepolia testnet.

This V1 release allows users to test the core lending system in a live environment. It includes active liquidity pools for ETH, WBTC, USDT, and LINK, along with the mtToken yield mechanism and an automated liquidator bot to manage risk.

Delivering a working product while still in the funding phase sets Mutuum apart from many speculative projects. For some investors, this early execution recalls the early utility driven stages of past major winners, before broader market awareness took hold.

Several market analysts are projecting a strong post-listing trajectory for MUTM based on its current adoption and technical milestones. In the short term for 2026, many experts suggest that if the protocol maintains its growth and launches its mainnet, the price could reach a target range of $0.25 to $0.45. From the current Phase 7 price of $0.04, this would represent an increase of approximately 525% to 1,025%.

Security & Rewards

Security is the backbone of Mutuum Finance. The team successfully completed a full audit of its lending and borrowing contracts with Halborn Security, one of the most elite firms in the world.

Additionally, the project maintains a high 90/100 score from CertiK and runs a $50,000 bug bounty to ensure the code remains bulletproof. This focus on safety is exactly what attracts larger participants who want to move $100,000 or more into a single asset.

To keep the community engaged, the platform features a 24-hour leaderboard. The top daily contributor is rewarded with a $500 bonus in MUTM tokens, fostering high activity throughout the day.

MUTM is currently in Phase 7, which is one of the final stages before the mainnet launch. As the remaining allocation shrinks, the window to access the $0.04 price is closing fast. With a $750 entry, investors can secure thousands of tokens before the jump to the $0.06 launch level and beyond.

For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance

About Mutuum Finance

Mutuum Finance (MUTM) is an Ethereum-based, non-custodial decentralized finance (DeFi) protocol designed for lending and borrowing digital assets without intermediaries.

Contact Information
J. Weir
Contact@mutuum.com

This release was published on openPR.