Experts Predicting $1 For This Crypto As V1 Protocol Launched On Sepolia Testnet

Momentum is starting to build around Mutuum Finance (MUTM) as its V1 protocol goes live on the Sepolia testnet, and some market observers are already floating the possibility of a long-term move toward the $1 level.

While price predictions are always speculative, what is drawing attention here is not hype alone, but visible progress. A working testnet, a structured presale, and a security audit together are shaping the image of a project that is moving step by step rather than relying on promises.

Mutuum Finance (MUTM) is gaining strong traction in presale phase 7, with the token currently priced at $0.04. The project has already raised around $20.45 million, showing growing investor confidence. In this phase alone, 15% of the 180 million token allocation has been sold, signaling steady demand.

The team has remained active since early 2025, consistently meeting roadmap milestones and delivering updates on time. With a fully functional protocol launch approaching and organic community growth continuing, Mutuum Finance (MUTM) stands out as a structured, transparent project built for long-term credibility rather than short-term hype or uncertainty.

Testnet Utility Turning Attention Toward Real Use

The recent launch of the first version of the protocol on the Sepolia testnet marks a major step forward. This is not just a technical milestone, but a live environment where users can interact with a working lending and borrowing system before the mainnet release.

By allowing people to test real features in a controlled setting, Mutuum Finance (MUTM) is giving the community a chance to understand how the platform will function in practice.

The V1 protocol introduces liquidity pools, mtTokens, debt tokens, and an automated liquidator bot, along with support for assets such as ETH and USDT. Users are able to deposit assets into liquidity pools and earn yield as borrowers use those funds.

For example, someone depositing $3,000 worth of ETH into a pool will earn interest over time as that liquidity is utilized. On the other side, borrowers will be able to lock assets as collateral rather than selling them. A user who locks $6,000 in ETH could access around $4,000 in USDT while still maintaining exposure to ETH.

When assets are deposited, users receive mtTokens like mtLINK. These tokens grow in value as interest accumulates, encouraging ongoing participation in the ecosystem.

At the same time, debt tokens record loans on-chain, making borrowing activity transparent and easy to track. By launching these mechanics on testnet first, Mutuum Finance (MUTM) is focusing on usability and feedback, which will help refine the system before the full launch.

This early access to real utility is one reason some analysts are starting to view MUTM as a potential next big crypto to hit the $1 mark. Instead of being tied only to market narratives, the token sits at the center of a functioning lending protocol. As more users interact with the platform, the role of MUTM in supporting the system is expected to become more visible, which could strengthen long-term demand.

Security is another factor supporting confidence. Mutuum Finance (MUTM)'s smart contracts were audited by Halborn, a well-known blockchain security firm. The audit identified one high-severity finding and several lower-level items.

All of these were addressed and resolved by the team before the audit was finalized. This adds technical reassurance at a time when security failures have become one of the biggest risks in decentralized finance.

Revenue-Driven Buy and Distribute Model Supporting $1 Target

Beyond the testnet and presale progress, Mutuum Finance (MUTM) will introduce a buy-and-distribute model designed to connect platform activity with token demand. A portion of the revenue generated from lending and borrowing will be used to repurchase MUTM tokens from the open market.

These tokens will then be distributed as rewards to users who stake their mtTokens in designated contracts. This structure creates a direct link between real usage and token support. As more people borrow, lend, and use the protocol, more revenue is generated.

That revenue is partly directed toward buying back MUTM, which introduces consistent market demand. At the same time, mtToken stakers receive rewards, encouraging long-term participation rather than short-term trading.

The model favors users who engage with the protocol's core features. Instead of relying only on inflationary token emissions, rewards are tied to actual economic activity on the platform. Over time, this cycle could transform protocol usage into steady buy pressure for MUTMs, which is a key reason some observers are discussing ambitious price targets.

For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance

About Mutuum Finance

Mutuum Finance (MUTM) is an Ethereum-based, non-custodial decentralized finance (DeFi) protocol designed for lending and borrowing digital assets without intermediaries.

J. Weir
Contact@mutuum.com

This release was published on openPR.