The Texas Mortgage Pros Expands Non-QM Home Loan Options for Self-Employed Borrowers Across Texas

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The Texas Mortgage Pros, NMLS# 2665861, today announced expanded access to Non-Qualified Mortgage [https://thetexasmortgagepros.com/loans/non-qualified-mortgage/] (Non-QM) home loan programs designed for self-employed borrowers, entrepreneurs, and business owners who need flexible alternatives to traditional W-2-based mortgage guidelines. Non-QM loans give Texas borrowers more ways to qualify for a home loan by using real cash flow, bank statements, and assets, rather than relying solely on tax returns.

As more Texans earn income through small businesses, contract work, and 1099 roles, many find that conventional and government-backed loans do not fully reflect their true financial strength. Non-QM home loans bridge that gap by focusing on income stability, bank deposits, and assets, helping qualified self-employed homebuyers and real estate investors access financing even when their tax returns show significant write-offs or variable income.

The Texas Mortgage Pros now offers several Non-QM loan options for self-employed borrowers and investors in Texas, including bank statement loans, profit and loss (P&L) statement loans, 1099 income loans, asset-based loans, and debt service coverage ratio (DSCR) loans for investment properties. These Non-QM mortgage programs allow qualified borrowers to use 12-24 months of bank statements, 1099s, business financials, or verifiable assets to demonstrate their ability to repay, while maintaining responsible underwriting standards.

"Self-employed borrowers are a huge part of the Texas economy, yet traditional mortgage guidelines often underserve them," said Jason Turner, Principal Broker at The Texas Mortgage Pros. "Our Non-QM programs are designed to recognize income that doesn't always show up neatly on a tax return. If a borrower has strong cash flow and the ability to repay, we work hard to find a loan solution that fits."

Unlike one-size-fits-all mortgage programs, Non-QM loans at The Texas Mortgage Pros use personalized underwriting that can consider bank deposits, business revenue, rental income, and liquid assets when determining eligibility. These options are especially beneficial for business owners who write off expenses, freelancers and gig workers with variable income, real estate investors growing their rental portfolios, and high-net-worth individuals whose income may not follow a traditional W-2 pattern.

The company's experienced mortgage specialists provide step-by-step guidance, from Non-QM loan pre-qualification through closing, with a strong focus on education, transparency, and clear communication. By pairing flexible Non-QM mortgage products with a borrower-first approach, The Texas Mortgage Pros helps self-employed Texans purchase a primary residence, refinance an existing home loan, or finance investment properties with confidence.

"Our mission has always been to meet borrowers where they are," Turner added. "Non-QM lending isn't about bending rules. It's about understanding the full financial picture and helping responsible borrowers achieve homeownership and long-term stability."

The Texas Mortgage Pros serves homebuyers and homeowners across Texas with a complete range of mortgage options [https://thetexasmortgagepros.com/loans/], including conventional, FHA, VA, USDA, jumbo, and Non-QM loans, along with programs tailored to first-time buyers and real estate investors. The company has built a strong reputation for personalized service and highly rated customer experiences, helping Texans navigate today's competitive housing market.

About The Texas Mortgage Pros

The Texas Mortgage Pros, NMLS #2665861, is a Texas-based mortgage brokerage specializing in residential home loans for first-time homebuyers, move-up buyers, investors, and self-employed borrowers. Known for its borrower-focused approach and deep product expertise, the company is committed to providing clear guidance, competitive mortgage options, and flexible Non-QM and traditional loan programs for buyers throughout Texas.
Media Contact
Company Name: The Texas Mortgage Pros, NMLS #2665861
Contact Person: Jason B. Turner, NMLS #286357, Broker
Email: Send Email [http://www.universalpressrelease.com/?pr=the-texas-mortgage-pros-expands-nonqm-home-loan-options-for-selfemployed-borrowers-across-texas]
Phone: (877) 280-4833
City: Spring
State: TX 77380
Country: United States
Website: https://thetexasmortgagepros.com

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